Program Details
2025-10-10 13:00:00
Over 1,000+ webinars
Course Overview
2025-10-10 13:00:00
1h CLE Credits
Intermediate
1
1:00 pm - 1:10 pm ESTThis session examines California’s Rosenthal Fair Debt Collection Practices Act and its July 2025 amendments extending protections to covered commercial credit transactions under $500,000. Attorneys will learn key differences between the FDCPA and RFDCPA, including application to original creditors and statutory damages without actual injury.
Andrew K. AlperHal D. Goldflam 1:10 pm - 1:20 pm ESTThis session covers the specific conduct debt collectors must avoid, including threats, false representations, and communication restrictions. Participants will learn practical guidelines for compliant telephone contact and written communications, including the 12-point font requirement.
Andrew K. AlperHal D. Goldflam 1:20 pm - 1:30 pm ESTExplore the mandatory disclosure requirements for time-barred debts and assigned debt collections under the amended Act. This session details the 30-day response timeline for debtor requests and the specific information that must be provided in written communications.
Andrew K. AlperHal D. Goldflam 1:30 pm - 1:40 pm ESTThis session addresses venue requirements limiting where debt collection actions may be filed and their application to debts assigned after July 1, 2025. Attorneys will examine the unresolved conflicts between forum selection clauses and Rosenthal Act venue provisions.
Andrew K. AlperHal D. Goldflam 1:40 pm - 1:50 pm ESTLearn the required documentation debtors must provide when claiming identity theft and the creditor’s immediate obligations upon receipt. This session covers the 10-day investigation timeline and procedures for handling incomplete identity theft claims.
Andrew K. AlperHal D. Goldflam 1:50 pm - 2:00 pm ESTThis final session examines the damages framework including statutory penalties of $100-$1,000 and the one-year statute of limitations for violations. Attorneys will learn about the 15-day cure opportunity and practical strategies for resolving potential liability.
Andrew K. AlperHal D. GoldflamAndrew K. Alper is a Vice President and shareholder specializing in representation of lenders and secured creditors with a large concentration in equipment leasing and real and personal property secured transactions areas. His practice includes litigation, documentation, insolvency, transactional matters and all matters affecting lenders and lessors except for tax related matters.
Hal is a shareholder whose practice focuses on business and commercial litigation at the trial and appellate levels. He regularly represents banks and other financial institutions, including equipment lessors, in commercial and general business litigation, creditor’s rights, secured transactions, banking law, real estate, fraud, and defense of lender liability claims.
Andrew K. Alper is a Vice President and shareholder specializing in representation of lenders and secured creditors with a large concentration in equipment leasing and real and personal property secured transactions areas. His practice includes litigation, documentation, insolvency, transactional matters and all matters affecting lenders and lessors except for tax related matters.
Hal is a shareholder whose practice focuses on business and commercial litigation at the trial and appellate levels. He regularly represents banks and other financial institutions, including equipment lessors, in commercial and general business litigation, creditor’s rights, secured transactions, banking law, real estate, fraud, and defense of lender liability claims.
Requirements
The Alabama State Bar MCLE Commission requires attorneys to complete 12 credits, including 1 ethics, by December 31 of each year. All credits must be reported by February 15 of the following year. A maximum of 12 credits, including 1 ethics credit, may be carried over for 1 year only.
Formats
