William “Pat” Huttenbach is a shareholder at Crain, Caton & James, P.C., where he leads a national banking and fraud litigation practice serving financial institutions across the country. He has successfully defended banks from lawsuits totaling over $250 million, personally answered more than 335 lawsuits involving UCC Articles 3, 4, and 4A, and handled over 2,000 garnishment matters. Pat is frequently retained as an expert witness on UCC fraud, loss allocation, and bank security procedures, and is a sought-after author and presenter on banking and UCC compliance topics.