Joffrey Long is a nationally recognized loan servicing expert witness and an active industry practitioner with more than four decades of experience in California real estate lending. As President of Southwest Bancorp — a loan servicer, maker, and arranger of both consumer-purpose and non-consumer-purpose real estate loans — Mr. Long brings something that sets him apart from many experts in the field: he is not a retired executive speaking from memory or a scholar commenting from the outside, but a working loan servicing professional whose opinions are grounded in day-to-day involvement with the industry as it operates today. He is frequently retained to testify in matters involving loan servicing, loan origination, and investment in real estate loans.