Michael C. Ringel is a seasoned financial professional with over two decades of experience helping individuals and families—particularly those caring for loved ones with disabilities—develop thoughtful, values-driven financial strategies. As a Chartered Special Needs Consultant (ChSNC), he focuses on guiding families through complex planning decisions with clarity, confidence, and compassion. Since 2004, Michael has worked closely with parents of children with disabilities, educating them on key financial tools such as special needs trusts, ABLE accounts, and long-term financial planning. Inspired by a passion for teaching, he has built his practice around helping families understand and take control of their financial futures in practical, personalized ways.