Tae Andrews, Esq. is an attorney at Miller Friel, PLLC, a boutique law firm that specializes in insurance recovery and exclusively represents policyholders. He litigates complex insurance disputes in both state and federal courts, and has represented a wide range of corporate policyholders in multiple industries, including retail clothing, tax, food and beverage, technology, banking, and project finance. Mr. Andrews’ practice focuses on advising corporate policyholders on insurance coverage issues arising under commercial general liability, directors and officers, professional liability/errors and omissions, excess, umbrella, and others.
COVID-19 Insurance Suits: Insurance Coverage Issues Raised by Coronavirus Losses
This course will analyze insurance coverage issues raised by COVID-19 losses under common property policies, including coverage cases policyholders have already filed against their insurers.
Key topics to be discussed:
• What Property Policies Cover
• The Threshold Issue: The Requirement for “Direct Physical Loss or Damage” to Covered Property
• Civil Authority Coverage for COVID-19 Losses
• Insurer Defenses to COVID-19 Claims
Date / Time: May 13, 2020
• 2:00 pm – 3:00 pm Eastern
• 1:00 pm – 2:00 pm Central
• 12:00 pm – 1:00 pm Mountain
• 11:00 am – 12:00 pm Pacific
Choose a format:
• Live Video Broadcast/Re-Broadcast: Watch Program “live” in real-time, must sign-in and watch program on date and time set above. May ask questions during presentation via chat box. Qualifies for “live” CLE credit.
• On-Demand Video: Access CLE 24/7 via on-demand library and watch program anytime. Qualifies for self-study CLE credit. On-demand versions are made available 5 business days after the original recording date and are view-able for up to one year.
myLawCLE seeks accreditation for all programs in all states except, ME, VA, and WV. Each attending attorney/paralegal will receive a certificate of completion following the close of the CLE program as proof of attendance. In required states, myLawCLE records attorney/paralegals attendance, in all other states attorney/paralegal is provided with the approved CLE certificate to submit to their state bar or governing association.
- Automatic MCLE Approvals
All myLawCLE CLE programs are accredited automatically either directly or via reciprocity in the following states: AK, AR, CA, CT, FL, HI, ME, MO, MT, ND, NH, NM, NJ, NY and VT. (AZ does not approve CLE programs, but accepts our certificates for CLE credit.)
- Live Video Broadcasts
Live video broadcasts are new live CLE programs being streamed and recorded for the first time. All of these programs qualify for “Live” CLE credit in all states except NV, OH, MS, IN, UT, PA, GA, and LA —these states require in-person attendance to qualify for “Live” CLE credit.
- “Live” Re-Broadcasts
“Live” Re-broadcasts are replays of previously recorded CLE programs, set on a specific date and time and where the original presenting speakers calls in live at the end of the event to answer questions. This “live” element allows for “live” Re-broadcast CLEs to qualify for “Live” CLE credits in most states. [The following states DO NOT allow for “live” CLE credits on re-broadcast CLEs: NV, OH, MS, IN, UT, PA, GA, and LA]
Many states allow for credit to be granted on a 1:1 reciprocal basis for courses approved in another mandatory CLE jurisdiction state. This is known as a reciprocity provision and includes the following states: AK, AR, HI, CT, FL, ME, MO, MT, ND, NH, NM, NJ, and NY. myLawCLE does not seek direct accreditation of live webinars or teleconferences in these states.
Section I. The fundamentals of what a property insurance policy covers
Section II. The policyholder and insurer’s respective burdens in terms of establishing coverage and the application of any potential exclusions
Section III. The threshold issue of whether coronavirus losses constitute “direct physical loss of or damage to” covered property
Section IV. Nationwide case law holding that the presence of harmful substances that render property uninhabitable or unusable constitutes “direct physical loss or damage to” covered property, and tangible or structural damage is not required
Section V. Potential civil authority coverage for COVID-19 losses, as well as why several common policy exclusions should not apply
Section VI. The realities of the insurance industry’s claims-handling process and the need for policyholders to seek unbiased advice regarding potential coverage under their policies for coronavirus-related claims