Environmental Insurance Trends: What Every Professional Should Know (Presented by The Federal Bar Association Professional Government Contracts Section)

This session explores the five major areas of environmental risk identification, including existing contamination, actionable known issues, mass tort claims, credit worthiness risk, and operational exposures. Participants will learn how environmental liability manifests across owned sites, divested properties, and prior services rendered.

This session examines how absolute and total pollution exclusions operate in traditional liability policies, including general liability, auto, and D&O coverage. Attendees will explore common exceptions, heavily litigated coverage issues, and key considerations when facing a coverage denial.

This comprehensive session covers the full range of specialty environmental insurance products including Pollution Legal Liability, Contractors Pollution Liability, Products Pollution Liability, and transactional solutions like Excess of Indemnity and Remediation Cost Cap. Participants will understand when each product applies, policy structures, and how these coverages address gaps left by traditional commercial insurance.

This session addresses emerging risks including PFAS coverage opportunities and the risk matrix evaluation approach for underwriting these exposures. Attendees will learn critical claims handling best practices, notice requirements under claims-made policies, and strategies for front-end policy protection.

This closing session provides a comprehensive summary of environmental insurance products with their primary uses and key features. Participants will review the best practices checklist and have the opportunity to ask questions about applying these concepts to their specific situations.