Guide to Filing Property Insurance Claims and the Pre-Litigation Steps on that Get Claims Moving Forward!

Nicole Vinson | Stockham Law Group, P.A.

Nicole Vinson is a sixth-generation attorney, who has dedicated her career to advocating for policyholders with property damage claims.

On-Demand: November 15, 2024

2 hour CLE

Tuition: $195.00

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Program Summary

Join us for an intermediate to advanced CLE webinar on effectively handling property damage insurance claims. This session covers key steps when claims are undervalued or denied, with a focus on hurricane-related claims and overlooked damages. We’ll explore remedies like Civil Remedy Notices, litigation options, and resolution avenues such as mediation and reinspection. Learn about proper notification, sworn proof of loss, and responding to inspections. Additionally, we’ll cover important 2024 updates, including matching endorsements, arbitration provisions, and water damage limits. Gain practical insights to better advocate for your clients.

Key topics to be discussed:

Steps to take if you believe the claim is undervalued or improperly denied
Properly notifying the carrier of the damages in dispute
Special new 2024 considerations need to be considered when looking at property damage policies

Closed-captioning available

Speakers

Nicole Vinson | Stockham Law Group, P.A.

Nicole Vinson is a sixth-generation attorney, who has dedicated her career to advocating for policyholders with property damage claims. She provides a strategic and detail-oriented approach to provide strong legal representation and seeks swift resolutions for her clients. She is an attorney in the Tampa office of Stockham Law Group, P.A. She received her Juris Doctor from Florida Coastal School of Law in 2007, Prior to law school, Ms. Vinson graduated from Albion College in Albion, Michigan, and is a graduate of the Gerald R. Ford Institute for Leadership in Public Policy and Service.

Ms. Vinson handles claims caused by windstorm, water, hurricane, hail, sinkhole, fire, smoke, flood, collapse, theft, and vandalism and more for policyholders. Ms. Vinson has also helped businesses recover benefits under commercial policies for extensive business losses. Holding insurance companies accountable can result in Ms. Vinson litigating the unfair and deceptive claims handling matters for her clients. Having worked as counsel in many jurisdictions during times of disaster. Ms. Vinson with the experience to address improper claims handling losses.

Agenda

I. Steps to take if you believe the claim is undervalued or improperly denied | 11:00am – 12:00pm

Condo, commercial buildings, homeowner claims
- Special considerations for hurricanes and the timeliness of bringing claims
- Understanding the damages found by the insurance company and those that might have been missed
Insurance company’s response after a disaster can be a disaster
- Next steps to consider
  - Possible Civil Remedy Notices or the like
    - Cures and resolution
  - Possible Notice of Intent to Litigate or the like
    - Avenues for Resolution

Break | 12:00pm – 12:10pm

II. Properly notifying the carrier of the damages in dispute | 12:10pm – 12:40pm

Notification
Sworn statements in proof of loss
Responding to a request for inspections or examinations with records requests
Understanding the damages- ask the experts!

III. Special new 2024 considerations need to be considered when looking at property damage policies | 12:40pm – 1:10pm

1-percent matching endorsements
Arbitration provisions
10,000 water limits