The 2018 Final Mortgage Servicing Rules Regarding Foreclosure


CLE Credits earned: 1.5 GENERAL (or 1.5 LAW & LEGAL for WA state)

Are you up to date on the new foreclosure rules? This course will give you a before and after picture of foreclosure regulation. It will take you through the 2018 changes, including the new record retention rules, the new servicing rules, and more. Learn how to stay in compliance after this latest wave of regulations.

This course is co-sponsored by the Federal Bar Association.

Key topics to be discussed:

•   2007 – State of the Mortgage Industry
•   Creation of the Consumer Financial Protection Bureau (CFPB)
•   CFPB Rules and their Evolution from 2013
•   Foreclosures Trending Downward: Current State of the Economy and the Market

Date / Time: March 27, 2019

•   2:00 pm – 3:30 pm Eastern
•   1:00 pm – 2:30 pm Central
•   12:00 pm – 1:30 pm Mountain
•   11:00 am – 12:30 pm Pacific

Choose a format:

•   Live Video Broadcast/Re-Broadcast: Watch Program “live” in real-time, must sign-in and watch program on date and time set above. May ask questions during presentation via chat box. Qualifies for “live” CLE credit.
•   On-Demand Video: Access CLE 24/7 via on-demand library and watch program anytime. Qualifies for self-study CLE credit. On-demand versions are made available 7 business days after the original recording date and are view-able for up to one year.

All Access Pass: Before you buy, access this class and all other myLawCLE programs, over 120 new live classes every year, for only $69 dollars per month. Purchase the All Access Pass first. Click here for more information.

Select your state to see if this class is approved for CLE credit.

Choose the format you want.


SKU: N/A Categories: ,
Original Broadcast Date: March 27, 2019

Tracey Jean-Charles, Esq. has a legal career stretching 21 years, after obtaining her first position upon graduating from college. She has the unique distinction having held every position in the legal career construct, that of: Case Assistant, Paralegal, Law Clerk, Legal Researcher and Attorney. This diversity in career has opened many doors enabling Ms. Jean-Charles to get experience as a Trial Attorney (civil, domestic and criminal), Transactional Attorney (E-Discovery regulatory investigations), Legal Research and Drafting experience (served as Adviser to small business owners to include drafting documents integral to their business model) and in Real Estate (having conducted numerous closings, including experience in title examination, foreclosure and evictions).

Currently, Ms. Jean-Charles’ practice focuses on issues and litigation in Real Property, including Foreclosure, Landlord and Tenant, Breach of Lease and Title. Throughout her career, Ms. Jean-Charles has dedicated significant time to pro bono matters in Family, Contract, Immigration and Criminal areas of law.

Ms. Jean-Charles is a Washington, D.C. native. She and her husband have two children and reside in the DC metropolitan area. She is an avid reader and runner.

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Section I. 2007 – State of the Mortgage Industry

Section II. Creation of the Consumer Financial Protection Bureau (CFPB)

Section III. CFPB Rules and their Evolution from 2013
a) Payments Promptly Credited
b) Early Notice of Delinquency
c) New Rules for Loss Mitigation Review Process
d) Forced – Placed Insurance
e) Promptly Correct Errors & Provide Information
f) New Record Retention Rules
g) Small Servicer Exceptions
h) RESPA & Qualified Written Requests Regulations
i) No Foreclosure Until All Alternatives are Considered: Processing Loss Mitigation Applications
j) Borrower’s Right to Modify
k) The Intersection of the New Servicing Rules, the Bankruptcy Code and the FDCPA: Required Communications
l) Foreclosure Defenses: Notable Cases

Section IV. Foreclosures Trending Downward: Current State of the Economy and the Market