Program Details
2025-03-26 13:00:00
Over 1,000+ webinars
Course Overview
2025-03-26 13:00:00
2h CLE Credits
Intermediate
2
1:00 pm - 1:20 pm ESTThis session explores the CFPB’s creation following the 2008 financial crisis and its core authorities including rulemaking, enforcement, and supervision. Attendees will learn key concepts such as covered persons, service providers, consumer financial products, and the Bureau’s unique regulatory position compared to prudential regulators.
Keith Bradley
Steve Conigliaro
David L. Coats 1:20 pm - 1:40 pm ESTThis session examines the major constitutional debates surrounding the CFPB, including challenges to the director’s removal protection and the Bureau’s unique funding mechanism. Participants will understand how Supreme Court decisions shaped the Bureau’s structure while allowing it to continue operations.
Keith BradleySteve ConigliaroDavid L. Coats 1:40 pm - 2:00 pm ESTThis session details the Bureau’s practical functions, with emphasis on Title 14 mortgage market regulations and the qualified mortgage safe harbor. Attendees will learn why these regulations are essential to market function and how the back-and-forth between administrations has impacted industry compliance.
Keith BradleySteve ConigliaroDavid L. Coats 2:00 pm - 2:10 pm ESTA short break to refresh before continuing with the remaining sessions.
Keith BradleySteve ConigliaroDavid L. Coats 2:10 pm - 2:30 pm ESTThis session covers the dramatic changes following Director Chopra’s termination, including headquarters closure, employee terminations, and litigation by the National Treasury Employees Union. Participants will learn about essential functions being restored and the ongoing brain drain affecting the Bureau’s capabilities.
Keith BradleySteve ConigliaroDavid L. Coats 2:30 pm - 2:50 pm ESTThis session explores who can fill the enforcement void as the Bureau shrinks, focusing on state attorneys general authority under Dodd-Frank to pursue full remedies against non-bank covered persons. Attendees will also learn about constitutional implications for administrative adjudication and the continued viability of consumer class actions.
Keith BradleySteve ConigliaroDavid L. Coats 2:50 pm - 3:10 pm ESTThis session provides practical guidance for financial institutions navigating the current uncertainty, emphasizing the importance of maintaining compliance systems for future administrations. Participants will learn about the three-year statute of limitations, differing impacts on banks above and below $10 billion, and strategies for using this period to remediate compliance gaps.
Keith BradleySteve ConigliaroDavid L. CoatsKeith Bradley is co-chair of the Appellate & Supreme Court Practice, representing companies and individuals in appeals before federal and state courts. He specializes in challenges to regulatory policy, such as Administrative Procedure Act litigation, and counsels clients on regulatory compliance across multiple regulatory regimes, especially in the financial and energy sectors.
Steve Conigliaro is a principal in the firm’s Financial Services Practice, providing strategic counsel to clients on a wide range of consumer banking and bank regulatory matters with 20+ years of legal, risk and compliance experience in financial services.
David is a commercial litigator with a focus on consumer protection, consumer finance, and privacy law. He helps businesses with their litigation needs and defends them when facing enforcement actions, and advises businesses on compliance with state and federal laws governing consumer finance, licensing and privacy laws.
Keith Bradley is co-chair of the Appellate & Supreme Court Practice, representing companies and individuals in appeals before federal and state courts. He specializes in challenges to regulatory policy, such as Administrative Procedure Act litigation, and counsels clients on regulatory compliance across multiple regulatory regimes, especially in the financial and energy sectors.
Steve Conigliaro is a principal in the firm’s Financial Services Practice, providing strategic counsel to clients on a wide range of consumer banking and bank regulatory matters with 20+ years of legal, risk and compliance experience in financial services.
David is a commercial litigator with a focus on consumer protection, consumer finance, and privacy law. He helps businesses with their litigation needs and defends them when facing enforcement actions, and advises businesses on compliance with state and federal laws governing consumer finance, licensing and privacy laws.
Requirements
The Alabama State Bar MCLE Commission requires attorneys to complete 12 credits, including 1 ethics, by December 31 of each year. All credits must be reported by February 15 of the following year. A maximum of 12 credits, including 1 ethics credit, may be carried over for 1 year only.
Formats
