Dustin A. Zacks, Esq. is a member of King, Nieves & Zacks, PLLC. BA., University of Michigan, 2004; J.D., University of Michigan, 2007. Dustin has handled hundreds of foreclosure cases and has conducted ground-breaking depositions of bank officers. The former Ohio Secretary of State cited his depositions of a bank officer as possible grounds for a potential criminal investigation into the foreclosure practices of Chase Home Finance. The U.S. Department of Housing and Urban Development’s Office of Inspector General further cited Dustin’s Chase deposition as evidence that Chase “[filed] improper legal documents.” The Supreme Court of the State of Washington has cited Dustin’s research into Mortgage Electronic Registration Systems, Inc. as evidence of possible consumer protection violations by banks and servicers.
Live Broadcast on November 15, 2017
This webinar will guide you to effectively anticipate some of the newest and most novel defenses and roadblocks to foreclosure, including some of the most challenging aspects of the new servicing rules, statute of limitations defenses, and more. Participants will gain valuable insight into the best practices for anticipating and avoiding such defenses when faced with the decision to foreclose.
Key topics to be discussed:
• Direct and Ongoing Access to Servicer Personnel
• Application for Modification
• Fair Review Process
• Restricted Dual Tracking
• Interest Rate Adjustment for ARMs
• Promptly Correct Errors and Provide Information
• Record Retention
• Small Servicer Exemptions
• RESPA and Qualified Written Requests
• No Foreclosure Until All Alternatives Considered: Processing Loss Mitigation Applications
• To What Extent do Borrowers Have a “Right” to Modification
• A New Wave of Foreclosure Defense
Date / Time: November 15, 2017
• 10:00 am – 12:00 pm Eastern
• 9:00 am – 11:00 am Central
• 8:00 am – 10:00 am Mountain
• 7:00 am – 9:00 am Pacific
Choose a format:
• Live Video Broadcast/Re-Broadcast: Watch Program “live” in real-time, must sign-in and watch program on date and time set above. May ask questions during presentation via chat box. Qualifies for “live” CLE credit.
• On-Demand Video: Access CLE 24/7 via on-demand library and watch program anytime. Qualifies for self-study CLE credit. On-demand versions are made available 7 business days after the original recording date and are view-able for up to one year.
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Section I. Understanding and anticipating homeowners’ most common defenses
Section II. Discussing the newest and most novel defenses to foreclosure emerging nationwide
Section III. Review of servicing rules and their application to possible homeowner defenses
Section IV. Survey of cases applying servicing rules
Section V. Review of loss mitigation requirements and possible homeowner defenses
Section VI. Survey of loss mitigation cases
Section VII. RESPA and Qualified Written Requests and defenses arising therefrom
Section VIII. Survey of QWR litigation cases
Section IX. Statutes of limitation and Res Judicata in foreclosure
Section X. Survey of statute of limitation cases