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Insurance Coverage Issues Under the Trafficking Victims Protection Reauthorization Act

Insurance coverage analysis for civil claims under the Trafficking Victims Protection Reauthorization Act, examining applicable policies, defenses, and key decisions.

2025-07-10 14:00:00

1.5 hours

Program Details

2025-07-10 14:00:00

Program Details

2025-07-10 14:00:00

Over 1,000+ webinars

2025-07-10 14:00:00

1.5 hours

Course Overview

Navigating TVPRA Insurance Coverage Disputes

2025-07-10 14:00:00

Participants will learn to identify available insurance coverages and evaluate common exclusions when defending TVPRA civil claims. Practical strategies for securing defense and indemnity coverage will be emphasized.

Format

CLE Credit

1.5h CLE Credits

Level

Intermediate

Length

1.5

Key topics that will be covered

01
TVPRA Overview
Federal statute allowing trafficking victims to sue businesses that knowingly benefited from violations.
02
Coverage Types
CGL, E&O, and EPLI policies may provide defense and indemnity for TVPRA claims.
03
Common Exclusions
Insurers rely on assault, abuse, expected injury, and knowing violation exclusions to deny coverage.
04
Defense Standards
Duty to defend is triggered if any potential coverage exists under the complaint’s allegations.
05
Key Decisions
Courts in Northfield, Riccio, and Travelers cases found insurers owed defense to policyholders.
06
Insurability Question
Pennsylvania Supreme Court will decide if public policy bars coverage for trafficking-related claims.

Program schedule

clock 2:00 pm - 2:20 pm EST

TVPRA Overview and Civil Cause of Action

This session provides a comprehensive overview of the Trafficking Victims Protection Reauthorization Act, tracing its evolution from a 2000 criminal statute to the 2003 addition of a private civil cause of action. Participants will learn how the 2008 expansion created liability for those who knowingly benefit from trafficking ventures, triggering a wave of litigation against hospitality-industry businesses.

K. James SullivanK. James Sullivan
Matthew A. ChiricostaMatthew A. Chiricosta
Tae AndrewsTae Andrews
clock 2:20 pm - 2:40 pm EST

Recent Trends in TVPRA Case Law

This session examines emerging trends in TVPRA litigation, including the landmark Apple case addressing venture definitions and extraterritoriality. Participants will explore how courts have interpreted the statute’s application to global supply chains and the ongoing efforts to consolidate cases through multi-district litigation.

K. James SullivanK. James Sullivan
Matthew A. ChiricostaMatthew A. Chiricosta
Tae AndrewsTae Andrews
clock 2:40 pm - 3:00 pm EST

Insurance Coverage Types for TVPRA Civil Claims

This session analyzes the multiple insurance policies that may respond to TVPRA claims, including Commercial General Liability, Errors & Omissions, and Employment Practices Liability coverage. Participants will learn about coverage hooks such as bodily injury, personal injury offenses like false imprisonment, and third-party discrimination coverage.

K. James SullivanK. James Sullivan
Matthew A. ChiricostaMatthew A. Chiricosta
Tae AndrewsTae Andrews
clock 3:00 pm - 3:10 pm EST

Break

A brief intermission allowing participants to refresh before the final sessions. Use this time to review materials and prepare questions for the upcoming coverage defense analysis.

K. James SullivanK. James Sullivan
Matthew A. ChiricostaMatthew A. Chiricosta
Tae AndrewsTae Andrews
clock 3:10 pm - 3:25 pm EST

Insurers' Coverage Defenses and Key Policy Exclusions

This session explores the primary defenses insurers assert when denying TVPRA coverage, including expected or intended injury, abuse and molestation, and assault and battery exclusions. Participants will examine the critical distinction between the duty to defend and duty to indemnify, and how the TVPRA’s negligence-based standard affects exclusion applicability.

K. James SullivanK. James Sullivan
Matthew A. ChiricostaMatthew A. Chiricosta
Tae AndrewsTae Andrews
clock 3:25 pm - 3:40 pm EST

Key Insurance Coverage Case Law for TVPRA

This session surveys pivotal judicial decisions shaping TVPRA insurance coverage, including Northfield, Riccio v. Bijal, Travelers v. Salesforce, and the Samsung case. Participants will analyze how courts have interpreted policy language and the emerging public policy debate over insurability of trafficking-related claims.

K. James SullivanK. James Sullivan
Matthew A. ChiricostaMatthew A. Chiricosta
Tae AndrewsTae Andrews
K. James Sullivan

K. James Sullivan

Calfee, Halter & Griswold

Matthew A. Chiricosta

Matthew A. Chiricosta

Calfee, Halter & Griswold

Tae Andrews

Tae Andrews

Calfee, Halter & Griswold

K. James Sullivan

K. James Sullivan

Calfee, Halter & Griswold

Leader of Calfee’s Insurance Recovery practice who counsels corporate insurance policyholders on insurance coverage issues and litigates insurance coverage disputes, with primary focus on closely held and publicly traded corporate policyholders.

Experience

Leads Calfee's Insurance Recovery practice, providing insurance coverage services to closely held and publicly traded corporate policyholders on a variety of matters.
Matthew A. Chiricosta

Matthew A. Chiricosta

Calfee, Halter & Griswold

Member of Calfee’s Insurance Recovery practice providing insurance coverage advisory and litigation services to policyholders across various insurance products including CGL, D&O, E&O, and property insurance.

Experience

Deep experience litigating complex insurance disputes on behalf of policyholders. Brings a proactive and cost-effective problem-solving approach to resolving complex insurance coverage matters and recovering insurance policy proceeds for policyholders.
Tae Andrews

Tae Andrews

Calfee, Halter & Griswold

Experienced member of Calfee’s Insurance Coverage practice team who advises corporate insurance policyholders in multiple industries and litigates complex insurance disputes in both state and federal courts.

Experience

Focuses on advising corporate policyholders on insurance coverage issues arising under commercial general liability, directors and officers, professional liability/errors and omissions, excess, umbrella, and other types of policies. Has a track record of delivering successful results for clients with D&O, E&O, Property and General Liability Insurance claims.
K. James Sullivan

K. James Sullivan

Calfee, Halter & Griswold

Leader of Calfee’s Insurance Recovery practice who counsels corporate insurance policyholders on insurance coverage issues and litigates insurance coverage disputes, with primary focus on closely held and publicly traded corporate policyholders.

Experience

Leads Calfee's Insurance Recovery practice, providing insurance coverage services to closely held and publicly traded corporate policyholders on a variety of matters.
Matthew A. Chiricosta

Matthew A. Chiricosta

Calfee, Halter & Griswold

Member of Calfee’s Insurance Recovery practice providing insurance coverage advisory and litigation services to policyholders across various insurance products including CGL, D&O, E&O, and property insurance.

Experience

Deep experience litigating complex insurance disputes on behalf of policyholders. Brings a proactive and cost-effective problem-solving approach to resolving complex insurance coverage matters and recovering insurance policy proceeds for policyholders.
Tae Andrews

Tae Andrews

Calfee, Halter & Griswold

Experienced member of Calfee’s Insurance Coverage practice team who advises corporate insurance policyholders in multiple industries and litigates complex insurance disputes in both state and federal courts.

Experience

Focuses on advising corporate policyholders on insurance coverage issues arising under commercial general liability, directors and officers, professional liability/errors and omissions, excess, umbrella, and other types of policies. Has a track record of delivering successful results for clients with D&O, E&O, Property and General Liability Insurance claims.

Credits by state

AK1.5
AL1.5
AR1.5
AZ1.5
CA1.5
CO1.5
CT1.5
DC1.5
DE1.5
FL1.5
GA1.5
HI1.5
IA1.5
ID1.5
IL1.5
IN1.5
KS1.5
KY1.5
LA1.5
MA1.5
MD1.5
ME1.5
MI1.5
MN1.5
MO1.8
MS1.5
MT1.5
NC1.5
ND1.5
NE1.5
NH90.0
NJ1.5
NM1.5
NV1.5
NY1.5
OH1.5
OK2.0
OR1.5
PA1.5
RI2.0
SC1.5
SD1.5
TN1.5
TX1.5
UT1.5
VA1.5
VT1.5
WA1.5
WI1.5
WV1.8
WY1.5

1000+

Live stream programs

24/7

Access to live webinars & recordings

70,000+

Trusted by Legal Professionals

1000+

Live stream programs

24/7

Access to live webinars & recordings

70,000+

Trusted by Legal Professionals

1000+

Live stream programs

24/7

Access to live webinars & recordings

10,000+

Trusted by Legal Professionals

1000+

Live stream programs

24/7

Access to live webinars & recordings

70,000+

Trusted by Legal Professionals

MCLE Credits

Alabama
Pending
Alaska
Approved
Arizona
Approved
Arkansas
Approved
California
Approved
Colorado
Pending
Connecticut
Approved
Delaware
Pending
District of Columbia
No Required
Florida
Approved
Georgia
Approved
Hawaii
Approved
Idaho
Pending
Illinois
Approved
Indiana
Pending
Iowa
Pending
Kansas
Pending
Kentucky
Pending
Louisiana
Pending
Maine
Pending
Maryland
No Required
Massachusetts
No Required
Michigan
No Required
Minnesota
Approved
Mississippi
Pending
Missouri
Approved
Montana
Pending
Nebraska
Pending
Nevada
Approved
New Hampshire
Approved
New Jersey
Approved
New Mexico
Approved
New York
Approved
North Carolina
Pending
North Dakota
Approved
Ohio
Pending
Oklahoma
Pending
Oregon
Pending
Pennsylvania
Approved
Rhode Island
Pending
South Carolina
Pending
South Dakota
No Required
Tennessee
Pending
Texas
Pending
Utah
Pending
Vermont
Approved
Virginia
Not Eligible
Washington
Approved
West Virginia
Pending
Wisconsin
Approved
Wyoming
Pending

Alabama

Requirements

The Alabama State Bar MCLE Commission requires attorneys to complete 12 credits, including 1 ethics, by December 31 of each year. All credits must be reported by February 15 of the following year. A maximum of 12 credits, including 1 ethics credit, may be carried over for 1 year only.  

Formats

  • Attorneys can earn unlimited “live” credit through live seminars, live webcasts, and co-sponsored locations with MyLAWCLE-Alabama approved programs
  • Attorneys are limited to 6 credits per compliance period of “online” programs through MyLAwCLE On-Demand programs