David Lloyd has practiced in the debtor-creditor field throughout his more than
40-year legal career, with extensive experience in bankruptcy and bankruptcy
litigation. During the banking crisis of the 1990s, he served as a senior bankruptcy
attorney with the Federal Deposit Insurance Corporation. From 1999 to 2012, he
was a partner at Grochocinski, Grochocinski & Lloyd, where he represented
bankruptcy trustees, debtors, and creditors in bankruptcy matters. Since 2012, he
has maintained a solo practice focused on consumer and commercial bankruptcy
cases and bankruptcy litigation. His extensive experience representing both bankruptcy trustees and
parties involved in bankruptcy proceedings provides a strong foundation for addressing the risks that can
arise when divorce settlements and property transfers are later examined in bankruptcy, including the
potential for trustee avoidance and clawback claims.