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Program Details
2026-10-29 14:30:00
Over 1,000+ webinars
Course Overview
2026-10-29 14:30:00
2h CLE Credits
Intermediate
2
This session covers the mechanics of responding to a time-limited policy limits demand (TLD) in a way that triggers statutory safe harbor protection or satisfies the equal-consideration standard at common law. Attorneys will examine the Georgia, California, and Florida statutory frameworks enacted between 2023 and 2024, the investigative and communication obligations that must be met within the demand window, and the specific response mistakes that convert a manageable claim into uncapped bad faith exposure. Attendees will leave able to triage an incoming TLD, structure a compliant response, and build a documented file that survives subsequent bad faith litigation.
This session covers the full litigation arc of defending an insurer or its counsel against a bad faith failure-to-settle claim, from drafting the answer through moving for summary judgment. Attorneys will learn how courts apply the objective reasonableness standard, which affirmative defenses survive dismissal and summary judgment, and how the claim file becomes the central exhibit at every stage. Attendees gain practical competencies in pleading strategy, discovery targeting, and framing the summary judgment motion to exploit causation gaps, procedural defects, and genuine-dispute arguments.
Freeman Mathis & Gary, LLP
Freeman Mathis & Gary, LLP
Freeman Mathis & Gary, LLP
Freeman Mathis & Gary, LLP
Mathis & Gary, LLP
Freeman Mathis & Gary, LLP
Phil Savrin leads Freeman Mathis & Gary’s Insurance Coverage and Bad Faith National Practice Section, with a practice centered on commercial insurance coverage issues and the litigation of extra-contractual claims. A founding member of the firm, he serves on its Executive Committee and is also the Practice Group Leader responsible for its National Appellate Advocacy practice section. He has testified as an expert on insurance coverage issues, and his writings were cited as authority by the Supreme Court of Georgia in World Harvest Church, Inc. v. GuideOne Mutual Insurance Company, 287 Ga. 149, 695 S.E.2d 6 (2010). He advises clients on matters in all 50 states and regularly appears as counsel in state and federal courts.
Freeman Mathis & Gary, LLP
Lisa Lampkin chairs Freeman Mathis & Gary’s National Insurance Coverage & Extra-Contractual Liability practice section and represents insurers nationwide in complex, multi-party coverage litigation with significant monetary and reputational exposure. Her current matters include challenging the validity and enforceability of a Morris agreement in Arizona that resulted in a $29 million consent judgment and an assignment of rights against the insurer. A Partner in the firm’s Phoenix and Los Angeles offices, she serves as Co-Chair of the Phoenix office and is a member of the firm’s Executive Committee.
Freeman Mathis & Gary, LLP
Matt Boyer is often called on by his insurer clients to provide analysis and guidance on the evaluation of time-limited demands and the avoidance of bad faith, and he has defended those clients against bad faith claims in litigation in both state and federal courts. He serves as Vice-Chair of Freeman Mathis & Gary’s national Insurance Coverage & Extra-Contractual Liability practice section and as an Office Chair of the firm’s Atlanta office, working with clients throughout the claim-handling process — from coverage analysis and evaluations during claim investigations, to reservation of rights and coverage position letters, to declaratory judgment and contribution actions.
Freeman Mathis & Gary, LLP
Dustin Blumenthal presented “Time Limit Demands – Now What? and You Said What? Managing a Claims File, Best Practices for Insurers, Claims Adjusters and Legal Professionals” in December 2025 and co-presented “Florida Claims Handling and Bad Faith – How to Continue to Avoid Bad Faith and Provide a Better Resolution for Your Insured and Your Company” in September 2024. A Partner in Freeman Mathis & Gary’s Fort Lauderdale office and a member of the Insurance Coverage & Extra-Contractual Liability Practice Section, he frequently counsels Chief Claims Officers and other senior claims leadership on complex claims handling practices and serves as national monitoring counsel.
Mathis & Gary, LLP
Christian Gunneson serves as Vice-Chair of Freeman Mathis & Gary’s Southeast Coverage practice team and represents domestic insurers and London syndicates in a variety of first- and third-party coverage disputes arising under errors and omissions, employment practices, automobile/UIM, residential and commercial property, commercial general liability, multiline, and manuscript forms. A Partner in the firm’s Tampa and Ft. Lauderdale offices, he regularly counsels clients throughout the claim handling process and has experience pursuing declaratory judgment and contribution actions.
Freeman Mathis & Gary, LLP
Phil Savrin leads Freeman Mathis & Gary’s Insurance Coverage and Bad Faith National Practice Section, with a practice centered on commercial insurance coverage issues and the litigation of extra-contractual claims. A founding member of the firm, he serves on its Executive Committee and is also the Practice Group Leader responsible for its National Appellate Advocacy practice section. He has testified as an expert on insurance coverage issues, and his writings were cited as authority by the Supreme Court of Georgia in World Harvest Church, Inc. v. GuideOne Mutual Insurance Company, 287 Ga. 149, 695 S.E.2d 6 (2010). He advises clients on matters in all 50 states and regularly appears as counsel in state and federal courts.
Freeman Mathis & Gary, LLP
Lisa Lampkin chairs Freeman Mathis & Gary’s National Insurance Coverage & Extra-Contractual Liability practice section and represents insurers nationwide in complex, multi-party coverage litigation with significant monetary and reputational exposure. Her current matters include challenging the validity and enforceability of a Morris agreement in Arizona that resulted in a $29 million consent judgment and an assignment of rights against the insurer. A Partner in the firm’s Phoenix and Los Angeles offices, she serves as Co-Chair of the Phoenix office and is a member of the firm’s Executive Committee.
Freeman Mathis & Gary, LLP
Matt Boyer is often called on by his insurer clients to provide analysis and guidance on the evaluation of time-limited demands and the avoidance of bad faith, and he has defended those clients against bad faith claims in litigation in both state and federal courts. He serves as Vice-Chair of Freeman Mathis & Gary’s national Insurance Coverage & Extra-Contractual Liability practice section and as an Office Chair of the firm’s Atlanta office, working with clients throughout the claim-handling process — from coverage analysis and evaluations during claim investigations, to reservation of rights and coverage position letters, to declaratory judgment and contribution actions.
Freeman Mathis & Gary, LLP
Dustin Blumenthal presented “Time Limit Demands – Now What? and You Said What? Managing a Claims File, Best Practices for Insurers, Claims Adjusters and Legal Professionals” in December 2025 and co-presented “Florida Claims Handling and Bad Faith – How to Continue to Avoid Bad Faith and Provide a Better Resolution for Your Insured and Your Company” in September 2024. A Partner in Freeman Mathis & Gary’s Fort Lauderdale office and a member of the Insurance Coverage & Extra-Contractual Liability Practice Section, he frequently counsels Chief Claims Officers and other senior claims leadership on complex claims handling practices and serves as national monitoring counsel.
Mathis & Gary, LLP
Christian Gunneson serves as Vice-Chair of Freeman Mathis & Gary’s Southeast Coverage practice team and represents domestic insurers and London syndicates in a variety of first- and third-party coverage disputes arising under errors and omissions, employment practices, automobile/UIM, residential and commercial property, commercial general liability, multiline, and manuscript forms. A Partner in the firm’s Tampa and Ft. Lauderdale offices, he regularly counsels clients throughout the claim handling process and has experience pursuing declaratory judgment and contribution actions.
Requirements
The Alabama State Bar MCLE Commission requires attorneys to complete 12 credits, including 1 ethics, by December 31 of each year. All credits must be reported by February 15 of the following year. A maximum of 12 credits, including 1 ethics credit, may be carried over for 1 year only.
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