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A Practitioner’s Guide to Representing Veterans and Servicemembers in Bankruptcy

Represent veterans with confidence, master the laws protecting those who served, use them in court tomorrow, and deliver immediate results for your military clients.

2026-05-08 13:00:00

2 hours

Program Details

2026-05-08 13:00:00

Program Details

2026-05-08 13:00:00

Over 1,000+ webinars

2026-05-08 13:00:00

2 hours

Course Overview

Veterans, Bankruptcy, and Federal Protections

2026-05-08 13:00:00

Navigate the HAVEN Act, SCRA, and military bankruptcy strategy with practice-ready frameworks. Apply proven tools to protect veteran clients and manage creditor-side compliance risk immediately.

Format

CLE Credit

2h CLE Credits

Level

Intermediate

Length

2

Key topics that will be covered

01
SCRA coverage
Identify who qualifies: Active duty, reservists, National Guard, dependents, and co-borrowers.
02
Means test
Compute CMI correctly when veterans receive excluded and non-excluded income streams.
03
Discharge strategy
Structure Chapter 7 and Chapter 13 cases to maximize veteran income protection.
04
Clearance counseling
Advise clients on how bankruptcy timing affects security clearance adjudication outcomes.
05
Default judgments
Learn creditor affidavit requirements before obtaining judgments against servicemembers.
06
Lien enforcement
Understand creditor obligations when enforcing liens against SCRA-protected servicemembers.

Program schedule

clock 1:00 pm - 2:00 pm EST

The Legal Landscape: SCRA, HAVEN Act & Federal Protections

Master the statutory framework protecting veterans in bankruptcy covering the HAVEN Act’s restructuring of The Chapter 7 means test, SCRA core protections, and the open interpretive questions practitioners encounter in court today.

Ashley F. MorganAshley F. Morgan
Keith S. AndersonKeith S. Anderson
clock 2:10 pm - 2:40 pm EST

Debtor's Counsel Strategies: From Intake to Discharge

Build a complete practice toolkit for representing veteran clients from military status screening and CMI computation to chapter selection, security clearance counseling, government debt analysis, and maximizing SCRA protections as a debtor-side tool.

Ashley F. MorganAshley F. Morgan
Keith S. AndersonKeith S. Anderson
clock 2:40 pm - 3:10 pm EST

Creditor's Counsel Playbook: Compliance, Liability & Litigation Strategy

Navigate every obligation that creditors face when a protected servicemember is on the other side including SCRA compliance, military status verification, violation exposure, bankruptcy participation strategy, and institutional compliance program design.

Ashley F. MorganAshley F. Morgan
Keith S. AndersonKeith S. Anderson
Ashley F. Morgan

Ashley F. Morgan

Ashley F. Morgan Law, PC

Keith S. Anderson

Keith S. Anderson

Bradley Arant Boult Cummings LLP

Ashley F. Morgan

Ashley F. Morgan

Ashley F. Morgan Law, PC

Ashley F. Morgan is a bankruptcy and debt attorney whose practice centers on government employees, business owners, and high-income households — the clients for whom a collection action carries consequences beyond the balance itself. She founded Ashley F. Morgan Law, PC, and works across creditor negotiations, tax debt resolution, and non-bankruptcy alternatives as well as Chapter 7 and Chapter 13 filings, building asset protection and financial strategy around what a client can actually carry. She practices in Virginia, appears before the U.S. Bankruptcy Court for the Eastern District of Virginia, and serves clients fluently in English and Spanish.

Education & Credentials

Ashley is admitted to the bar of the Commonwealth of Virginia. She is admitted to practice before the U.S. District Court, the U.S. Bankruptcy Court for the Eastern District of Virginia, and the U.S. Court of Appeals for the Fourth Circuit.

Recognition & Leadership

Ashley serves as President-Elect and a Board Member of the Northern Virginia Bankruptcy Bar Association, sits on the Board of Governors of the Bankruptcy Section of the Virginia State Bar and on the Bankruptcy Section Council of the Virginia Bar Association, and administers the EDVA Group for Consumer Bankruptcy Listserve. She has been named a SuperLawyers Rising Star (2021–2023 and 2026) and to Virginia Business Legal Elite, and has been recognized by Northern Virginia Magazine, Arlington Magazine, and Avvo Client Choice.

Professional Involvement

Ashley presents continuing legal education programs nationwide on bankruptcy, tax issues, and consumer financial strategy. She belongs to the National Association of Consumer Bankruptcy Attorneys, the American Bankruptcy Institute, the International Women’s Insolvency & Restructuring Confederation, and the American Bar Association Tax Section. Her commentary has appeared in Fortune, Forbes, U.S. News & World Report, Newsweek, HuffPost, Yahoo Finance, Credit Karma, and Refinery29.

Experience

Ashley’s practice runs to debt a client cannot carry and to the options that sit on either side of a filing: creditor negotiations, tax debt resolution, and non-bankruptcy alternatives, alongside Chapter 7 and Chapter 13 cases. That work is built around government employees, business owners, and high-income households, where asset protection and financial strategy shape the resolution as much as the debt itself. She serves clients from offices in Chantilly and Manassas, Virginia. DRAFT — composed from the speaker’s public firm profile; not yet speaker-approved. Converts to Tier-1 verbatim blue (#2E74B5) once the speaker returns approved bio text.
Keith S. Anderson

Keith S. Anderson

Bradley Arant Boult Cummings LLP

Keith S. Anderson is a litigation partner at Bradley Arant Boult Cummings LLP and a nationally recognized authority on financial services defense, with particular depth in Servicemembers Civil Relief Act (SCRA) compliance and litigation. Representing financial institutions, mortgage lenders and servicers, auto-finance companies, and student loan services across the country, Mr. Anderson brings a rare combination of military service, federal regulatory experience, and courtroom acumen to every matter he handles.

Education & Credentials

Mr. Anderson earned his J.D. from The Ohio State University in 2004, graduating with Honors and Order of the Coif, and serving as Articles Editor of the Ohio State Law Journal. He holds a B.S. from the United States Air Force Academy, earned with distinction in 1998. He is licensed in Minnesota, Texas, Georgia, Alabama, and Ohio, and is admitted to practice in numerous U.S. District Courts across those states.

Recognition & Leadership

Mr. Anderson has been recognized as an Alabama Super Lawyers Rising Star in Employment & Labor (2013–2015), named to the Birmingham Business Journal's Veterans of Influence list (2019), and listed in the Lawdragon 500 Leading U.S. Corporate Employment Lawyers (2026). He serves as Chapter President of the U.S. Air Force Academy Association of Graduates.

Professional Involvement

Mr. Anderson is a member of the Alabama Bar Association, the Mortgage Bankers Association, the Defense Research Institute, and the Conference on Consumer Finance Law (CCFL). He serves as an Affiliate Member of the Education Finance Council and has served as a speaker at the American Conference Institute's Residential Mortgage Litigation & Regulatory Enforcement Seminar.

Experience

Prior to joining Bradley, Mr. Anderson served as a Judge Advocate in the U.S. Air Force, handling dozens of court-martials and administrative boards as both prosecuting and defense counsel experience that informs his deep understanding of servicemember rights and SCRA obligations. In private practice, he has represented Wells Fargo in a DOJ consent order related to SCRA violations and auto repossessions (United States v. Wells Fargo Dealer Services, C.D. Cal.), obtained dismissal of an SCRA putative class action (Murphy v. Bank of America, N.D. Ala.), and secured summary judgment in an SCRA matter prior to trial (Celestin v. Specialized Loan Servicing, S.D. Fla.). His broader practice encompasses TILA, RESPA, FDCPA, FCRA, wrongful foreclosure, predatory lending, class actions, and bankruptcy adversary proceedings, as well as employment defense under the FLSA, ADA, ADEA, and FMLA.
Ashley F. Morgan

Ashley F. Morgan

Ashley F. Morgan Law, PC

Ashley F. Morgan is a bankruptcy and debt attorney whose practice centers on government employees, business owners, and high-income households — the clients for whom a collection action carries consequences beyond the balance itself. She founded Ashley F. Morgan Law, PC, and works across creditor negotiations, tax debt resolution, and non-bankruptcy alternatives as well as Chapter 7 and Chapter 13 filings, building asset protection and financial strategy around what a client can actually carry. She practices in Virginia, appears before the U.S. Bankruptcy Court for the Eastern District of Virginia, and serves clients fluently in English and Spanish.

Education & Credentials

Ashley is admitted to the bar of the Commonwealth of Virginia. She is admitted to practice before the U.S. District Court, the U.S. Bankruptcy Court for the Eastern District of Virginia, and the U.S. Court of Appeals for the Fourth Circuit.

Recognition & Leadership

Ashley serves as President-Elect and a Board Member of the Northern Virginia Bankruptcy Bar Association, sits on the Board of Governors of the Bankruptcy Section of the Virginia State Bar and on the Bankruptcy Section Council of the Virginia Bar Association, and administers the EDVA Group for Consumer Bankruptcy Listserve. She has been named a SuperLawyers Rising Star (2021–2023 and 2026) and to Virginia Business Legal Elite, and has been recognized by Northern Virginia Magazine, Arlington Magazine, and Avvo Client Choice.

Professional Involvement

Ashley presents continuing legal education programs nationwide on bankruptcy, tax issues, and consumer financial strategy. She belongs to the National Association of Consumer Bankruptcy Attorneys, the American Bankruptcy Institute, the International Women’s Insolvency & Restructuring Confederation, and the American Bar Association Tax Section. Her commentary has appeared in Fortune, Forbes, U.S. News & World Report, Newsweek, HuffPost, Yahoo Finance, Credit Karma, and Refinery29.

Experience

Ashley’s practice runs to debt a client cannot carry and to the options that sit on either side of a filing: creditor negotiations, tax debt resolution, and non-bankruptcy alternatives, alongside Chapter 7 and Chapter 13 cases. That work is built around government employees, business owners, and high-income households, where asset protection and financial strategy shape the resolution as much as the debt itself. She serves clients from offices in Chantilly and Manassas, Virginia. DRAFT — composed from the speaker’s public firm profile; not yet speaker-approved. Converts to Tier-1 verbatim blue (#2E74B5) once the speaker returns approved bio text.
Keith S. Anderson

Keith S. Anderson

Bradley Arant Boult Cummings LLP

Keith S. Anderson is a litigation partner at Bradley Arant Boult Cummings LLP and a nationally recognized authority on financial services defense, with particular depth in Servicemembers Civil Relief Act (SCRA) compliance and litigation. Representing financial institutions, mortgage lenders and servicers, auto-finance companies, and student loan services across the country, Mr. Anderson brings a rare combination of military service, federal regulatory experience, and courtroom acumen to every matter he handles.

Education & Credentials

Mr. Anderson earned his J.D. from The Ohio State University in 2004, graduating with Honors and Order of the Coif, and serving as Articles Editor of the Ohio State Law Journal. He holds a B.S. from the United States Air Force Academy, earned with distinction in 1998. He is licensed in Minnesota, Texas, Georgia, Alabama, and Ohio, and is admitted to practice in numerous U.S. District Courts across those states.

Recognition & Leadership

Mr. Anderson has been recognized as an Alabama Super Lawyers Rising Star in Employment & Labor (2013–2015), named to the Birmingham Business Journal's Veterans of Influence list (2019), and listed in the Lawdragon 500 Leading U.S. Corporate Employment Lawyers (2026). He serves as Chapter President of the U.S. Air Force Academy Association of Graduates.

Professional Involvement

Mr. Anderson is a member of the Alabama Bar Association, the Mortgage Bankers Association, the Defense Research Institute, and the Conference on Consumer Finance Law (CCFL). He serves as an Affiliate Member of the Education Finance Council and has served as a speaker at the American Conference Institute's Residential Mortgage Litigation & Regulatory Enforcement Seminar.

Experience

Prior to joining Bradley, Mr. Anderson served as a Judge Advocate in the U.S. Air Force, handling dozens of court-martials and administrative boards as both prosecuting and defense counsel experience that informs his deep understanding of servicemember rights and SCRA obligations. In private practice, he has represented Wells Fargo in a DOJ consent order related to SCRA violations and auto repossessions (United States v. Wells Fargo Dealer Services, C.D. Cal.), obtained dismissal of an SCRA putative class action (Murphy v. Bank of America, N.D. Ala.), and secured summary judgment in an SCRA matter prior to trial (Celestin v. Specialized Loan Servicing, S.D. Fla.). His broader practice encompasses TILA, RESPA, FDCPA, FCRA, wrongful foreclosure, predatory lending, class actions, and bankruptcy adversary proceedings, as well as employment defense under the FLSA, ADA, ADEA, and FMLA.

Credits by state

AK2.0
AL2.0
AR2.0
AZ2.0
CA2.0
CO2.0
CT2.0
DC
DE2.0
FL2.0
GA2.0
HI2.0
IA2.0
ID2.0
IL2.0
IN2.0
KS2.0
KY2.0
LA2.0
MA2.0
MD2.0
ME2.0
MI2.0
MN2.0
MO2.4
MS2.0
MT2.0
NC2.0
ND2.0
NE2.0
NH120.0
NJ2.0
NM2.0
NV2.0
NY2.0
OH2.0
OK2.5
OR2.0
PA2.0
RI2.5
SC2.0
SD2.0
TN2.0
TX2.0
UT2.0
VA2.0
VT2.0
WA2.0
WI2.0
WV2.4
WY2.0

1000+

Live stream programs

24/7

Access to live webinars & recordings

70,000+

Trusted by Legal Professionals

1000+

Live stream programs

24/7

Access to live webinars & recordings

70,000+

Trusted by Legal Professionals

1000+

Live stream programs

24/7

Access to live webinars & recordings

10,000+

Trusted by Legal Professionals

1000+

Live stream programs

24/7

Access to live webinars & recordings

70,000+

Trusted by Legal Professionals

MCLE Credits

Alabama
Approved
Alaska
Approved
Arizona
Approved
Arkansas
Approved
California
Approved
Colorado
Pending
Connecticut
Approved
Delaware
Pending
District of Columbia
No Required
Florida
Approved
Georgia
Approved
Hawaii
Approved
Idaho
Pending
Illinois
Pending
Indiana
Pending
Iowa
Pending
Kansas
Pending
Kentucky
Pending
Louisiana
Pending
Maine
Pending
Maryland
No Required
Massachusetts
No Required
Michigan
No Required
Minnesota
Pending
Mississippi
Pending
Missouri
Approved
Montana
Approved
Nebraska
Pending
Nevada
Pending
New Hampshire
Approved
New Jersey
Approved
New Mexico
Approved
New York
Approved
North Carolina
Pending
North Dakota
Approved
Ohio
Approved
Oklahoma
Pending
Oregon
Pending
Pennsylvania
Approved
Rhode Island
Pending
South Carolina
Pending
South Dakota
No Required
Tennessee
Approved
Texas
Approved
Utah
Pending
Vermont
Approved
Virginia
Not Eligible
Washington
Approved
West Virginia
Pending
Wisconsin
Approved
Wyoming
Pending

Alabama

Requirements

The Alabama State Bar MCLE Commission requires attorneys to complete 12 credits, including 1 ethics, by December 31 of each year. All credits must be reported by February 15 of the following year. A maximum of 12 credits, including 1 ethics credit, may be carried over for 1 year only.  

Formats

  • Attorneys can earn unlimited “live” credit through live seminars, live webcasts, and co-sponsored locations with MyLAWCLE-Alabama approved programs
  • Attorneys are limited to 6 credits per compliance period of “online” programs through MyLAwCLE On-Demand programs