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Federal Retirement Maximization (Presented by the Federal Bar Association’s Federal Career Service Division)

Your federal retirement is only as good as the decisions you make before you file. Learn to calculate your CSRS or FERS pension, maximize Social Security income, weigh TSP options, keep health coverage in retirement, and qualify for the FERS Supplement and 10% pension bonus.

2026-10-28 14:00:00

0 hours

Program Details

2026-10-28 14:00:00

Program Details

2026-10-28 14:00:00

Over 1,000+ webinars

2026-10-28 14:00:00

0 hours

Course Overview

OPM won’t plan your retirement for you

2026-10-28 14:00:00

Federal retirement is not one decision — it is a stack of them. A CSRS or FERS pension, Social Security timing, TSP options, Federal Employee Health Benefits and life insurance elections, the FERS Supplement, and a 10% pension bonus available to certain retirees. Each has its own rules and its own paperwork.

Employees who wait for personalized support from OPM or agency shared-services centers often find it slow to come. Miscalculate the pension, and retirement income falls short. Claim Social Security at the wrong time, and money is left on the table. Overlook the FERS Supplement or the 10% bonus, and eligible retirees never receive them.

In one hour, benefits specialists from The Federal Benefits Group walk through the full picture: calculating your CSRS/FERS pension, getting your highest possible pension and Social Security payment, TSP while employed and in retirement, and health and life insurance on both sides of the retirement date. You leave with a clear understanding of how your federal benefits work in retirement — and the “how to” of starting the process once ready.

Format

CLE Credit

0h CLE Credits

Level

Intermediate

Length

0

Key topics that will be covered

01
Pre-Retirement Essentials
Know what every federal employee must address before retirement and the “how to” of starting the retirement process once ready.
02
Pension Calculation
Calculate your CSRS or FERS pension and pursue ideas for securing your highest possible pension payment in retirement.
03
Social Security Maximization
Maximize your Social Security income alongside your federal pension, including the timing of your claim.
04
TSP Options
Weigh options for your Thrift Savings Plan while employed and in retirement.
05
Health & Life Insurance
Understand Federal Employee Health Benefits and federal life insurance, both while employed and in retirement.
06
Supplement & Pension Bonus
Determine how to qualify for the FERS Supplement and for the 10% bonus to your pension available to certain retirees.

Program schedule

clock 2:00 pm - 3:00 pm EST

Federal Retirement Maximization

This course provides federal employees with the essential information they need to make informed decisions before retirement. Participants will learn how to calculate their CSRS or FERS pension, maximize Social Security benefits, and understand their TSP options, along with all they need to know about Federal Employee Health Benefits in retirement. The course also explains eligibility for the FERS Supplement and the 10% pension bonus available to certain retirees. Participants will leave with a clear understanding of how their federal benefits work in retirement and the “how to” of starting the retirement process once ready.

 

Presented by the Federal Bar Association’s Federal Career Service Division

Lacie HarmonLacie Harmon
William MereckiWilliam Merecki
Lacie Harmon

Lacie Harmon

The Federal Benefits Group

William Merecki

William Merecki

The Federal Benefits Group

Lacie Harmon

Lacie Harmon

The Federal Benefits Group

Since 2018, Lacie Harmon has helped FERS and CSRS employees understand their pensions, TSP, survivor benefits, FEHB, and Social Security so they can retire with confidence.

Education & Credentials

Lacie is a licensed financial professional, holding California insurance license. She attended the University of California, Los Angeles.

Recognition & Leadership

Lacie founded her practice to help federal employees approach retirement with clarity, and today leads a team of specialists providing guidance tailored to late-career employees nationwide.

Professional Involvement

She is privileged to have taught federal retirement at several federal agencies, including the FDA, USDA and GAO.

Experience

Her focus is on providing clear, practical, actionable help: running federal retirement income estimates and helping fill in online retirement applications, along with supporting employees in making health and other insurance decisions.
William Merecki

William Merecki

The Federal Benefits Group

William Merecki is a Benefits Specialist and founder of The Federal Benefits Group, where he provides federal employees with guidance and education regarding their unique retirement and benefits programs.

Education & Credentials

B.S. in Accounting, Central Michigan University, 2006.

Recognition & Leadership

Mr. Merecki founded The Federal Benefits Group in 2018 to give federal employees a reliable source of information on their unique benefits. The firm has since grown to cover territories across the United States, with Mr. Merecki serving federal employees in the Midwest region.

Professional Involvement

He has taught federal retirement extensively at the FBI and DISA.

Experience

Throughout his nine years working exclusively with federal employees, Bill has seen firsthand how difficult it can be for employees to receive the personalized support they need from OPM and agency sharedservices centers. Recognizing this need, and understanding how proper guidance can save employees significant time, money, and frustration during the retirement process, Bill has dedicated his practice to helping federal employees understand their benefits and develop strategies that allow them to approach retirement with greater confidence and ease.
Lacie Harmon

Lacie Harmon

The Federal Benefits Group

Since 2018, Lacie Harmon has helped FERS and CSRS employees understand their pensions, TSP, survivor benefits, FEHB, and Social Security so they can retire with confidence.

Education & Credentials

Lacie is a licensed financial professional, holding California insurance license. She attended the University of California, Los Angeles.

Recognition & Leadership

Lacie founded her practice to help federal employees approach retirement with clarity, and today leads a team of specialists providing guidance tailored to late-career employees nationwide.

Professional Involvement

She is privileged to have taught federal retirement at several federal agencies, including the FDA, USDA and GAO.

Experience

Her focus is on providing clear, practical, actionable help: running federal retirement income estimates and helping fill in online retirement applications, along with supporting employees in making health and other insurance decisions.
William Merecki

William Merecki

The Federal Benefits Group

William Merecki is a Benefits Specialist and founder of The Federal Benefits Group, where he provides federal employees with guidance and education regarding their unique retirement and benefits programs.

Education & Credentials

B.S. in Accounting, Central Michigan University, 2006.

Recognition & Leadership

Mr. Merecki founded The Federal Benefits Group in 2018 to give federal employees a reliable source of information on their unique benefits. The firm has since grown to cover territories across the United States, with Mr. Merecki serving federal employees in the Midwest region.

Professional Involvement

He has taught federal retirement extensively at the FBI and DISA.

Experience

Throughout his nine years working exclusively with federal employees, Bill has seen firsthand how difficult it can be for employees to receive the personalized support they need from OPM and agency sharedservices centers. Recognizing this need, and understanding how proper guidance can save employees significant time, money, and frustration during the retirement process, Bill has dedicated his practice to helping federal employees understand their benefits and develop strategies that allow them to approach retirement with greater confidence and ease.

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Trusted by Legal Professionals

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MCLE Credits

Alabama
No Required
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Alabama

Requirements

The Alabama State Bar MCLE Commission requires attorneys to complete 12 credits, including 1 ethics, by December 31 of each year. All credits must be reported by February 15 of the following year. A maximum of 12 credits, including 1 ethics credit, may be carried over for 1 year only.  

Formats

  • Attorneys can earn unlimited “live” credit through live seminars, live webcasts, and co-sponsored locations with MyLAWCLE-Alabama approved programs
  • Attorneys are limited to 6 credits per compliance period of “online” programs through MyLAwCLE On-Demand programs