Program Details
2026-11-30 12:00:00
Over 1,000+ webinars
Course Overview
2026-11-30 12:00:00
2h CLE Credits
Intermediate
2
12:00 pm - 1:00 pm ESTThis session examines the September 17, 2026 Credit Acceptance multistate judgment from the perspective of counsel for an indirect auto lender that did not sign it. Attorneys will learn how the coalition’s “knew or should have known” affordability theory, numeric terms, and sunset structure will be pressed in the next civil investigative demand or term sheet, how to structure a privileged model review, and how to set posture toward the Executive Committee states and the ten states that did not sign. Attendees will leave with a map of the decree’s terms sorted by clock and an outline for the memo deciding whether a non-bound client adopts the 109 percent cap and the 13 percent after-tax payment-to-net-income line by number or documents its own standard.
Rachel J. Myers 1:10 pm - 2:10 pm ESTThis session runs an indirect auto program against the numeric terms of the Credit Acceptance Final Judgment and Consent Decree, which does not bind the client but implements on a six-month clock. Attorneys will learn how to test a book against the para. 18 off-ramp tiers and para. 19 underwriting terms, the para. 20-21 pricing controls, the para. 22-25 add-on and tracking-device terms, and the stacked retention periods, and how to turn the terms a client adopts into system controls and enforceable dealer-agreement clauses. Attendees will leave with a privileged gap-assessment checklist keyed to paragraph and retention period, a redline clause set for the dealer agreement, and a reasoned position on which numbers to hard-code and which to leave as monitored policy.
Marci V. KawskiMarci V. Kawski is a Partner at Husch Blackwell LLP in Madison, Wisconsin, where she leads the firm’s national Consumer Financial Services practice. She counsels consumer finance providers across the country, including motor vehicle sales finance companies, installment lenders, banks, credit unions, fintechs, and online lenders, on compliance policies and procedures, complex compliance questions, and negotiations before state and federal regulators. She is especially well suited to this program: she leads a national practice serving motor vehicle sales finance companies, helped a sales finance company build its compliance management system, and has filed auto finance amicus briefs in the Fourth and Fifth Circuits, bringing the perspective of counsel who turns new regulatory expectations into lender controls.
Rachel J. Myers is an Associate in the Washington, D.C. office of Husch Blackwell LLP, where she represents banks, fintechs, and nonbank lenders, including auto finance companies and student loan servicers, in regulatory compliance, enforcement matters, and consumer financial services litigation. She represents clients during regulatory examinations and in investigations by federal regulators and state attorneys general. She is especially well suited to this program: she has counseled consumer financial services providers through investigations by the Consumer Financial Protection Bureau, the Federal Trade Commission, and the Pennsylvania and Massachusetts Attorneys General, and has helped auto finance clients prepare for and respond to examination findings, bringing the perspective of counsel who works directly with state enforcers and examiners.
Marci V. Kawski is a Partner at Husch Blackwell LLP in Madison, Wisconsin, where she leads the firm’s national Consumer Financial Services practice. She counsels consumer finance providers across the country, including motor vehicle sales finance companies, installment lenders, banks, credit unions, fintechs, and online lenders, on compliance policies and procedures, complex compliance questions, and negotiations before state and federal regulators. She is especially well suited to this program: she leads a national practice serving motor vehicle sales finance companies, helped a sales finance company build its compliance management system, and has filed auto finance amicus briefs in the Fourth and Fifth Circuits, bringing the perspective of counsel who turns new regulatory expectations into lender controls.
Rachel J. Myers is an Associate in the Washington, D.C. office of Husch Blackwell LLP, where she represents banks, fintechs, and nonbank lenders, including auto finance companies and student loan servicers, in regulatory compliance, enforcement matters, and consumer financial services litigation. She represents clients during regulatory examinations and in investigations by federal regulators and state attorneys general. She is especially well suited to this program: she has counseled consumer financial services providers through investigations by the Consumer Financial Protection Bureau, the Federal Trade Commission, and the Pennsylvania and Massachusetts Attorneys General, and has helped auto finance clients prepare for and respond to examination findings, bringing the perspective of counsel who works directly with state enforcers and examiners.
Requirements
The Alabama State Bar MCLE Commission requires attorneys to complete 12 credits, including 1 ethics, by December 31 of each year. All credits must be reported by February 15 of the following year. A maximum of 12 credits, including 1 ethics credit, may be carried over for 1 year only.
Formats
