Program Details
2025-12-10 15:00:00
Over 1,000+ webinars
Course Overview
2025-12-10 15:00:00
1h CLE Credits
Intermediate
1
3:00 pm - 3:10 pm ESTThis session explores how premium financing works in life insurance, from its historical origins to modern applications. Attendees will learn about legitimate uses of premium financing, loan structures, collateral requirements, and why variable interest rates create significant risk for borrowers.
Peyman Cohan
Jonathan Deer 3:10 pm - 3:20 pm ESTThis session examines the features of indexed universal life policies commonly used in premium finance schemes, including non-fixed costs of insurance and declining crediting rates. Participants will learn to spot misleading illustrations and understand how loan maturity mismatches lead to disputes.
Peyman CohanJonathan Deer 3:20 pm - 3:30 pm ESTThis session covers the anatomy of premium finance scams, including common misrepresentations about free insurance, collateral requirements, and personal guarantees. Attendees will explore when agents become fiduciaries and how carriers can be held liable despite claiming they just provided insurance.
Peyman CohanJonathan Deer 3:30 pm - 3:40 pm ESTThis session addresses who to sue when premium finance arrangements fail, including agents, brokers, carriers, and considerations for working with lenders. Participants will examine key causes of action including fraud, negligence, rescission, breach of fiduciary duty, and powerful statutory claims.
Peyman CohanJonathan Deer 3:40 pm - 4:00 pm ESTThis session equips attorneys with tools to advise clients both before and after entering premium finance arrangements, including recognizing red flags and understanding common defenses. Attendees will learn how to counter arguments about risk disclosure and why these deals inevitably collapse regardless of client sophistication.
Peyman CohanJonathan DeerPeyman Cohan is a founding partner of Quantum Law Group and a trusted advisor to executives, professionals, and closely held businesses, specializing in asset protection, succession planning, and sophisticated estate and insurance strategies for long-term financial stability.
Jonathan M. Deer is a seasoned litigator and business attorney with more than 30 years of experience guiding clients through high-stakes disputes and complex transactions, known for his dual expertise in both transactional matters and litigation.
Peyman Cohan is a founding partner of Quantum Law Group and a trusted advisor to executives, professionals, and closely held businesses, specializing in asset protection, succession planning, and sophisticated estate and insurance strategies for long-term financial stability.
Jonathan M. Deer is a seasoned litigator and business attorney with more than 30 years of experience guiding clients through high-stakes disputes and complex transactions, known for his dual expertise in both transactional matters and litigation.
Requirements
The Alabama State Bar MCLE Commission requires attorneys to complete 12 credits, including 1 ethics, by December 31 of each year. All credits must be reported by February 15 of the following year. A maximum of 12 credits, including 1 ethics credit, may be carried over for 1 year only.
Formats
