AI Is Rewriting Insurance Law: Policyholder and Insurer Perspectives on Risk, Compliance, and Litigation

Karin earned her J.D., summa cum laude, from Georgetown University in 2000, where she was elected to the Order of the Coif. She received her B.A. in Business Administration and Management, with honors, from National Louis University in 1992. She is admitted to practice in Arizona and before the U.S. Supreme Court, the U.S. Courts of Appeals for the Ninth and Tenth Circuits, and the U.S. District Courts for the District of Arizona and the District of Columbia. She served as a judicial law clerk to the Hon. Frank Schwelb of the U.S. Court of Appeals for the District of Columbia Circuit, and held an academic appointment as Adjunct Professor of U.S. Legal Discourse at Georgetown University Law Center from 2000 to 2001. Karin speaks German, French, and Italian.

Karin has been recognized in Chambers USA for Insurance from 2021 through 2025 and is a Fellow of the American College of Coverage Counsel, the Foundation of the American Bar Association, and the Foundation of the Federal Bar Association. She was named a Higginbotham Diversity Fellow by the American Arbitration Association in 2013. Within the Arizona Women Lawyers Association (Statewide), she has served on the Board of Directors since 2016, as Vice President in 2026, as Treasurer in 2025, and on the Gender Equity Committee in 2015–2016 and 2022. In the Maricopa County Chapter, she has served on the Steering Committee since 2011, as Co-Chair of the Mothers' Forum from 2020 to 2023, as President from 2019 to 2020, as Treasurer and Member of the Executive Committee from 2016 to 2019, and on the Leadership Appointments and Professional Development Committees in earlier years.

Karin is a member of Treffpunkt, the German-American Business Group. Within the American Bar Association's Insurance Coverage Litigation Committee, she has served as Co-Managing Editor of Coverage Journal from 2019 to present, Policyholder Co-Chair of the Energy & Environment Subcommittee in 2019 and 2022–2023, Policyholder Co-Chair of the International/London Subcommittee from 2016 to 2019, and a member of the Women in Insurance Subcommittee since 2014, including Co-Chair from 2015 to 2016. With the Federal Bar Association, she served as Phoenix Chapter President from 2009 to 2010, as an Officer from 2005 to 2009, and as a Board Member from 2005 to 2012. Her community involvement includes service on the Board of Directors of the Florence Immigration Project (2025) and Act One (2017–2019, Treasurer in 2019), the Greater Phoenix Chamber of Commerce Public Affairs Committee and Insurance and Health Care Issue Committee (2016–2019), the Arizona Technology Council Cyber Security Committee (2017–2019), and the Herberger Theater Center Board of Directors (2011–2017, Vice Chair 2015–2016).

Karin conducts policy audits, assists in the policy-renewal process by conducting detailed reviews of proposed policies, reviews policies for potential coverage in cases of loss, assists clients in navigating the claim process, and serves as counsel in coverage litigation when necessary. She represented the nation's largest public utility in securing insurance coverage for cleanup costs associated with the largest coal ash spill in U.S. history, recovering over $300 million from liability insurers through settlements and complete victories in two multi-week London arbitrations against Bermuda-based excess liability insurers. She represents a successor trust in complex coverage litigation relating to claims under liability policies that survived a financial institution's bankruptcy, and has advised a township on construction-related insurance issues, a hospitality company on property, business interruption, and environmental issues relating to hurricane damage, a clinic on coverage issues arising out of a facility accident, and a multinational media and entertainment group on coverage-related issues arising out of a production accident. Her commercial litigation experience includes representing a leading online real estate portal in trade secrets litigation, a nutraceutical company in trademark and contract disputes, semiconductor companies in patent, antitrust, and joint-development disputes, and an international mining company in FCPA-related litigation. Her appellate experience includes representations before the U.S. Courts of Appeals for the Fourth and Ninth Circuits and the Board of Immigration Appeals, including obtaining the vacation of recall and restitution provisions of a preliminary injunction in a Ninth Circuit trademark infringement case. She has also handled extensive pro bono work, including immigration and asylum representations, federal court appeals, and reproductive rights litigation, and assists Holocaust survivors in obtaining pension and reparation payments from the German government.