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2025-07-23 13:00:00

2 Credits

Comprehensive analysis of California’s SB 1079 and AB 2424 foreclosure changes, plus nationwide foreclosure procedures, defenses, and compliance strategies.

2025-07-23 13:00:00

Comprehensive analysis of California’s SB 1079 and AB 2424 foreclosure changes, plus nationwide foreclosure procedures, defenses, and compliance strategies.

2025-07-23 13:00:00

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Live stream programs

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1000+

Live stream programs

24/7

Access to live webinars & recordings

70,000+

Trusted by Legal Professionals

1000+

Live stream programs

24/7

Access to live webinars & recordings

70,000+

Trusted by Legal Professionals

Key topics that will be covered

What will you learn

Attorneys will learn about California's SB 1079 and AB 2424 foreclosure law changes, compliance procedures, bidding requirements, and practical strategies for navigating non-judicial foreclosures.

What will you gain

Attorneys will gain operational checklists, staff training frameworks, documentation protocols, and strategic decision-making tools for managing foreclosure compliance and borrower assistance.

California Changes
SB 1079 and AB 2424 transform non-judicial foreclosure for residential properties.
Bidding Requirements
Opening bids must be set at 67% of fair market value.
Timeline Extensions
Listing agreements and purchase contracts can extend foreclosure timelines significantly.
Post-Sale Process
Eligible bidders have 15-45 days to submit bids after trustee sale.
Foreclosure Defenses
Common defenses include defective service, bankruptcy, and forbearance requests.
Alternatives
Deed-in-lieu, short sales, and cash-for-keys arrangements avoid foreclosure.

What will you learn

Attorneys will learn about California's SB 1079 and AB 2424 foreclosure law changes, compliance procedures, bidding requirements, and practical strategies for navigating non-judicial foreclosures.

What will you gain

Attorneys will gain operational checklists, staff training frameworks, documentation protocols, and strategic decision-making tools for managing foreclosure compliance and borrower assistance.

Agenda

Session 1

California Foreclosure Law Changes Under SB 1079 and AB 2424

Session 2

Foreclosure Procedures, Defenses, and Strategic Planning Nationwide

clock 1:00 pm - 2:00 pm EST

California Foreclosure Law Changes Under SB 1079 and AB 2424

Michelle R. Rodriguez

Wright, Finlay & Zak LLP

Joffrey Long

Southwest Bancorp

Mark W. Vyvyan

Fredrikson & Byron P.A

Christian V. Hokans

Fredrikson & Byron P.A

This session examines how SB 1079 extends the non-judicial foreclosure process by allowing additional post-sale bidding from prospective owner-occupants and eligible bidders. Participants will learn how AB 2424 creates further delays through listing agreement and purchase contract provisions, along with practical compliance strategies for navigating the significant gray areas in these new laws.

Michelle R. Rodriguez

Wright, Finlay & Zak LLP

Joffrey Long

Southwest Bancorp

Mark W. Vyvyan

Fredrikson & Byron P.A

Christian V. Hokans

Fredrikson & Byron P.A

clock 2:10 pm - 3:10 pm EST

Foreclosure Procedures, Defenses, and Strategic Planning Nationwide

Michelle R. Rodriguez

Wright, Finlay & Zak LLP

Joffrey Long

Southwest Bancorp

Mark W. Vyvyan

Fredrikson & Byron P.A

Christian V. Hokans

Fredrikson & Byron P.A

This session provides a comprehensive overview of foreclosure procedures including judicial and non-judicial processes, pre-foreclosure planning considerations, and service requirements. Attendees will explore emerging foreclosure trends, federal laws impacting the process, and common defenses borrowers may raise to challenge or delay foreclosure proceedings.

Michelle R. Rodriguez

Wright, Finlay & Zak LLP

Joffrey Long

Southwest Bancorp

Mark W. Vyvyan

Fredrikson & Byron P.A

Christian V. Hokans

Fredrikson & Byron P.A

01 02
Prev
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speakers

Joe Ervin

The Law Firm for Truck Safety, LLP
A Partner at The Law Firm for Truck Safety. He focuses exclusively on cases involving commercial motor vehicle crashes and wrongful death. Joe also holds a valid class “A” commercial driver’s license with endorsements for double/triple trailers and tankers.

Education & Credentials

A 2013 graduate of the Gerry Spence Trial Lawyers College in Dubois, Wyoming, Joe is rated AV Preeminent™ by Martindale-Hubbell — the highest peer rating for exceptional legal ability and ethics. He is among the first nine attorneys nationwide to earn board certification in Truck Accident Law from the National Board of Trial Advocacy.

Recognition & Leadership

Joe received the Roadway Safety Award from the American Association for Justice (AAJ) for his commitment to improving highway safety.
 He currently serves as Co-Chair of the Academy of Truck Accident Attorneys (ATAA) Safety Committee, advocating for higher safety standards across the trucking industry.

Professional Involvement

Joe serves on the faculty of the AAJ Advanced Trial Advocacy College: Litigating Truck Collision Cases (2015 & 2024).
 He is an active member of AAJ’s Trucking Litigation Group and sits on the Board of Regents for the Academy of Truck Accident Attorneys.

Experience

Joe frequently consults and co-counsels on complex commercial truck cases. His proven track record includes numerous successful trials against motor carriers and truck leasing companies — delivering justice for victims of commercial vehicle accidents.

Kevin Foley

Reminger Co
A Partner at The Law Firm for Truck Safety. He focuses exclusively on cases involving commercial motor vehicle crashes and wrongful death. Joe also holds a valid class “A” commercial driver’s license with endorsements for double/triple trailers and tankers.

Education & Credentials

A 2013 graduate of the Gerry Spence Trial Lawyers College in Dubois, Wyoming, Joe is rated AV Preeminent™ by Martindale-Hubbell — the highest peer rating for exceptional legal ability and ethics. He is among the first nine attorneys nationwide to earn board certification in Truck Accident Law from the National Board of Trial Advocacy.

Recognition & Leadership

Joe received the Roadway Safety Award from the American Association for Justice (AAJ) for his commitment to improving highway safety.
 He currently serves as Co-Chair of the Academy of Truck Accident Attorneys (ATAA) Safety Committee, advocating for higher safety standards across the trucking industry.

Professional Involvement

Joe serves on the faculty of the AAJ Advanced Trial Advocacy College: Litigating Truck Collision Cases (2015 & 2024).
 He is an active member of AAJ’s Trucking Litigation Group and sits on the Board of Regents for the Academy of Truck Accident Attorneys.

Experience

Joe frequently consults and co-counsels on complex commercial truck cases. His proven track record includes numerous successful trials against motor carriers and truck leasing companies — delivering justice for victims of commercial vehicle accidents.

Grant H. Lawson

The Law Firm for Truck Safety, LLP
A Partner at The Law Firm for Truck Safety. He focuses exclusively on cases involving commercial motor vehicle crashes and wrongful death. Joe also holds a valid class “A” commercial driver’s license with endorsements for double/triple trailers and tankers.

Education & Credentials

A 2013 graduate of the Gerry Spence Trial Lawyers College in Dubois, Wyoming, Joe is rated AV Preeminent™ by Martindale-Hubbell — the highest peer rating for exceptional legal ability and ethics. He is among the first nine attorneys nationwide to earn board certification in Truck Accident Law from the National Board of Trial Advocacy.

Recognition & Leadership

Joe received the Roadway Safety Award from the American Association for Justice (AAJ) for his commitment to improving highway safety.
 He currently serves as Co-Chair of the Academy of Truck Accident Attorneys (ATAA) Safety Committee, advocating for higher safety standards across the trucking industry.

Professional Involvement

Joe serves on the faculty of the AAJ Advanced Trial Advocacy College: Litigating Truck Collision Cases (2015 & 2024).
 He is an active member of AAJ’s Trucking Litigation Group and sits on the Board of Regents for the Academy of Truck Accident Attorneys.

Experience

Joe frequently consults and co-counsels on complex commercial truck cases. His proven track record includes numerous successful trials against motor carriers and truck leasing companies — delivering justice for victims of commercial vehicle accidents.

Michelle R. Rodriguez

Wright, Finlay & Zak LLP

Joffrey Long

Southwest Bancorp

Mark W. Vyvyan

Fredrikson & Byron P.A

Christian V. Hokans

Fredrikson & Byron P.A

Michelle R. Rodriguez

Wright, Finlay & Zak LLP

Michelle R. Rodriguez is a partner focusing on mortgage brokering, lending, servicing, and foreclosure trustee compliance, licensing and transactional work. She is licensed as an attorney in California, Wisconsin and Minnesota, and is also a licensed California mortgage broker.

Education & Credentials

Juris Doctor degree from Hamline University School of Law in Saint Paul, Minnesota; Masters degree in Business Administration from the University of Saint Thomas in Saint Paul, Minnesota

Recognition & Leadership

Co-author of the 2019-2024 textbook entitled Professional MLO Education for MLO's for Duane Gomer Education

Professional Involvement

Member of the board of directors of the California Mortgage Association and chairperson of that organization's Education Committee. Regular presenter at CMA educational conferences and webinars. Has presented educational topics for the national Mortgage Bankers Association, the California Mortgage Bankers Association, and the United Trustees Association on topics including Truth-in-Lending Act, RESPA, Dodd-Frank Act, and Cannabis Lending.

Experience

Partner at Wright, Finlay & Zak LLP with focus on mortgage brokering, lending, servicing, and foreclosure trustee compliance. Licensed California mortgage broker (Cal DRE Broker No. 01480587).

Michelle R. Rodriguez

Wright, Finlay & Zak LLP

Michelle R. Rodriguez is a partner focusing on mortgage brokering, lending, servicing, and foreclosure trustee compliance, licensing and transactional work. She is licensed as an attorney in California, Wisconsin and Minnesota, and is also a licensed California mortgage broker.

Education & Credentials

Juris Doctor degree from Hamline University School of Law in Saint Paul, Minnesota; Masters degree in Business Administration from the University of Saint Thomas in Saint Paul, Minnesota

Recognition & Leadership

Co-author of the 2019-2024 textbook entitled Professional MLO Education for MLO's for Duane Gomer Education

Professional Involvement

Member of the board of directors of the California Mortgage Association and chairperson of that organization's Education Committee. Regular presenter at CMA educational conferences and webinars. Has presented educational topics for the national Mortgage Bankers Association, the California Mortgage Bankers Association, and the United Trustees Association on topics including Truth-in-Lending Act, RESPA, Dodd-Frank Act, and Cannabis Lending.

Experience

Partner at Wright, Finlay & Zak LLP with focus on mortgage brokering, lending, servicing, and foreclosure trustee compliance. Licensed California mortgage broker (Cal DRE Broker No. 01480587).

Joffrey Long

Southwest Bancorp

Joffrey Long is the President of Southwest Bancorp, a private money investor/lender that makes, arranges, and services private money loans.

Professional Involvement

Past President of the California Mortgage Association (CMA) and has served as its Education Chair. Currently a member of the CMA Education Committee and a member of its Board of Directors.

Experience

President of Southwest Bancorp. Has served as an expert witness in matters relating to private money lending and loan servicing and has testified in related depositions, arbitrations and trials.

Mark W. Vyvyan

Fredrikson & Byron P.A

Mark is a litigator known for winning important cases in areas like commercial landlord-tenant disputes, complex foreclosures, construction disputes, oil and gas litigation, and significant boundary and easement disputes.

Recognition & Leadership

Well-known for his hard work, responsiveness and expertise in achieving great results for his clients

Experience

Litigator focusing on real estate disputes with additional experience handling real estate transactions. Has tried cases for both plaintiffs and defendants in states across the Upper Midwest. Also mediates real estate-related matters including residential and commercial construction disputes, commercial landlord-tenant matters and boundary and easement disputes.

Christian V. Hokans

Fredrikson & Byron P.A

Christian represents clients in all stages of complex commercial litigation from motion practice to trial, primarily focusing on real estate disputes.

Professional Involvement

Maintains an active pro bono practice, regularly representing clients in the courtroom in civil rights, housing and public benefits cases.

Experience

Experience in both state and federal courts around the country. Works with individual clients and businesses of all sizes to provide a tailored approach to each case that protects client interests in a cost-effective manner.

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Exclusive Partner Webinars & Events
Special credits (Ethics, Elimination
of Bias, etc.)
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Why Attend

Why this 
program matters

Understanding foreclosure law is essential for legal practitioners navigating complex state-specific procedures, compliance requirements, and borrower protections that directly impact case outcomes and client interests.
367k+
U.S. properties had foreclosure filings in 2025, up 14% from 2024, reflecting continued market normalization according to ATTOM data (ATTOM/PR Newswire, January 2026).
94%
Of mortgage defaults occur after a homeowner loses income to extenuating circumstances such as job loss or illness according to The Urban Institute citing National Bureau of Economic Research data (CBS News/Urban Institute, November 2025).
671
Days was the average foreclosure timeline in Q1 2025, with timelines ranging from 110 days in New Hampshire to over 3,000 days in Louisiana according to ATTOM Data Solutions (ATTOM/PR Newswire, April 2025).
46%
Increase in foreclosure starts was reported by OCC-supervised banks in Q1 2025 compared to Q1 2024, rising from 7,408 to 10,667 new foreclosures initiated (The Kaplan Group, September 2025).

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The Alabama State Bar MCLE Commission requires attorneys to complete 12 credits, including 1 ethics, by December 31 of each year. All credits must be reported by February 15 of the following year. A maximum of 12 credits, including 1 ethics credit, may be carried over for 1 year only.  

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