Legal Risk & Insurance Strategies for Nonprofits and Faith-Based Organizations

James R. Forrest
Dustin Gaines
James Dick
James R. Forrest | Michael Best & Friedrich LLP
Dustin Gaines | My Church Law Firm
James Dick | Arthur J. Gallagher & Co
Live Video-Broadcast: July 25, 2025

2 hour CLE

Tuition: $195.00
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Program Summary

Session I - Understanding Insurance Risk in the Nonprofit Sector – Dustin Gaines

This session provides a focused outline of the essential insurance coverage needed by nonprofit organizations. Attendees will learn about the unique risks nonprofits face and how general liability, property, Directors and Officers (D&O), and employment practices liability insurance (EPLI) can help manage those risks. The session will cover key considerations for each policy type, including governance and indemnity issues in organizational documents, coverage for volunteer and public-facing activities, property protection, and claims related to employment practices. By the end of the hour, participants will gain a practical framework for advising nonprofit clients on selecting and tailoring insurance coverage to fit their operational and legal needs.

Key topics to be discussed:

  • Basic insurance products for nonprofits
  • General liability insurance
  • Property insurance
  • Directors and Officers (D&O) insurance
  • Employment Practices Liability Insurance (EPLI)
  • Governance and indemnity considerations

Session II - Top Legal and Insurance Issues for Faith-Based Clients – James R. Forrest, James Dick

Industry experts from Michael Best, James Forrest, and Gallagher, James Dick, will share their insights on key insurance and legal issues impacting churches, religious schools, and religious non-profits. They will discuss the latest trends, challenges, and strategies that these organizations face in navigating complex legal landscapes. This session will provide valuable guidance to those working in or with religious organizations, helping them better understand how to manage legal risks and insurance requirements.

Key topics to be discussed:

  • Substantive coverages
  • Insurance trends
  • Top legal issues
  • Practical considerations
  • Best practices

Date / Time: July 25, 2025

  • 1:00 pm – 3:10 pm Eastern
  • 12:00 pm – 2:10 pm Central
  • 11:00 am – 1:10 pm Mountain
  • 10:00 am – 12:10 pm Pacific

Closed-captioning available

Speakers

James R. Forrest | Michael Best & Friedrich LLP

James is a trusted M&A advisor and corporate counsel to companies, entrepreneurs, C-level executives, faith-based organizations, and non-profits around the country. He routinely works with executives to manage annual legal budgets, develop risk management strategies, and proactively implement legal initiatives.

In addition to his traditional corporate practice, James represents numerous faith-based organizations across the country and regularly assists them with corporate governance matters, bylaws, contracts, mergers and acquisitions, data privacy issues, financings, intellectual property matters, employment matters, abuse allegations, children’s policies, facility use policies, property tax exemptions, waivers, counseling issues, insurance matters, document retention policies, real estate matters and security policies.

Prior to joining Michael Best in 2022, James worked for two leading corporate firms before founding Forrest Firm in 2011. Forrest Firm experienced tremendous growth during its 11-year history based on its highly client-centric approach to legal services, focusing on predictable fees, responsiveness, and proactive solutions. Under James’ leadership, Forrest Firm grew to seven offices across North Carolina, 50+ team members, and served thousands of clients. In 2022, Forrest Firm combined with Michael Best in order to meet the needs of the firm’s growing client base. James has received numerous awards, including being named North Carolina’s Legal Elite by Business North Carolina Magazine, as well as a Super Lawyer by Super Lawyers Magazine.

Outside of his law practice, James dedicates considerable time to community leadership and support. He has been involved with numerous organizations throughout his career, including First Tee of the Triangle, the Duke DREAM Campaign, the Greater Durham Chamber of Commerce, Kidznotes, Inc., the Durham Symphony Orchestra, Durham CrimeStoppers, Leadership Triangle, Leadership Durham, Mission Triangle, Corporate Chaplains of America, the Association for Corporate Growth, NC Volunteer Lawyers for the Arts, Durham Rescue Mission, Duke Children’s Hospital and the Raleigh Rescue Mission.

 

Dustin Gaines | My Church Law Firm

Dustin focuses his practice on litigation matters related to churches, schools, and non-profit organizations. His practice experience also reflects a robust history of defending religious nonprofit organizations during government investigations brought by state attorneys general and other government oversight bodies.
He has a diverse practice that focuses on general civil litigation matters and constitutional/religious liberties matters. Dustin is an experienced litigation attorney who handles cases from intake to evaluation and discovery, including expert and fact witness depositions, motion and briefing practice, and eventually all the way through resolution, whether it be through trial, arbitration, settlement, and dismissal, including appeals.

 

James Dick | Arthur J. Gallagher & Co

A commercial insurance advisor, James has spent all of his career working with religious “life transformation” organizations and housing on their corporate insurance and risk management programs. He has taught risk management best practices on a variety of safety and insurance topics to audiences across the United States. He helps manage several regional and national programs where Gallagher is the association insurance partner. James advises these associations and member organizations on their corporate insurance, claim, and insurance market trends. In 2025, he was recognized by Risk and Insurance Magazine as a Power Broker in the Nonprofit sector. James is a Chartered Property and Casualty Underwriter (CPCU and an Accredited Advisor in Insurance (AAI). He graduated magna cum laude from Washington and Lee University and lives in New York’s Capital Region with his family.

Agenda

Session I – Understanding Insurance Risk in the Nonprofit Sector | 1:00pm – 2:00pm

  • Basic insurance products for nonprofits
  • General liability insurance
  • Property insurance
  • Directors and Officers (D&O) insurance
  • Employment Practices Liability Insurance (EPLI)
  • Governance and indemnity considerations

Break | 2:00pm – 2:10pm

Session II – Top Legal and Insurance Issues for Faith-Based Clients | 2:10pm – 3:10pm

  • Substantive coverages
  • Insurance trends
  • Top legal issues
  • Practical considerations
  • Best practices

Credits

Alaska

Approved for CLE Credits
2 General

Our programs are CLE-eligible through Alaska’s recognition of multi-jurisdictional reciprocity.
Alabama

Pending CLE Approval
2 General

Arkansas

Approved for CLE Credits
2 General

Arizona

Approved for CLE Credits
2 General

California

Approved for CLE Credits
2 General

Colorado

Pending CLE Approval
2 General

Connecticut

Approved for CLE Credits
2 General

District of Columbia

No MCLE Required
2 CLE Hour(s)

Delaware

Pending CLE Approval
2 General

Florida

Approved via Attorney Submission
2.5 General Hours

Receive CLE credit in Florida via attorney submission.
Georgia

Pending CLE Approval
2 General

Hawaii

Approved for CLE Credits
2.4 General

Iowa

Pending CLE Approval
2 General

Idaho

Pending CLE Approval
2 General

Illinois

Pending CLE Approval
2 General

Indiana

Pending CLE Approval
2 General

Kansas

Pending CLE Approval
2 Substantive

Kentucky

Pending CLE Approval
2 General

Louisiana

Pending CLE Approval
2 General

Massachusetts

No MCLE Required
2 CLE Hour(s)

Maryland

No MCLE Required
2 CLE Hour(s)

Maine

Pending CLE Approval
2 General

Michigan

No MCLE Required
2 CLE Hour(s)

Minnesota

Pending CLE Approval
2 General

Missouri

Approved for CLE Credits
2.4 General

Mississippi

Pending CLE Approval
2 General

Montana

Pending CLE Approval
2 General

North Carolina

Pending CLE Approval
2 General

North Dakota

Approved for CLE Credits
2 General

Our programs are CLE-eligible through North Dakota’s recognition of multi-jurisdictional reciprocity. Section 1, Policy 1.14
Nebraska

Pending CLE Approval
2 General

myLawCLE reports attendance to Nebraska on each attorney’s behalf for all programs. Please do not self-report.
New Hampshire

Approved for CLE Credits
120 General minutes

As of July 1, 2014, the NHMCLE Board no longer provides pre- or post-approval of courses. Attendees must self-determine whether a program is eligible for credit, and self-report their attendance online at www.nhbar.org, based on qualification provisions of Rule 53.
New Jersey

Approved for CLE Credits
2.4 General

Our programs are CLE-eligible through New Jersey’s recognition of multi-jurisdictional reciprocity, except for the courses required under BCLE Reg. 201:2
New Mexico

Approved for CLE Credits
2 General

Nevada

Pending CLE Approval
2 General

New York

Approved for CLE Credits
2.4 General

Our programs are CLE-eligible through New York’s Approved Jurisdiction Group “B”.
Ohio

Pending CLE Approval
2 General

Oklahoma

Pending CLE Approval
2.5 General

Oregon

Pending CLE Approval
2 General

Pennsylvania

Approved for CLE Credits
2 General

Rhode Island

Pending CLE Approval
2.5 General

South Carolina

Pending CLE Approval
2 General

South Dakota

No MCLE Required
2 CLE Hour(s)

Tennessee

Pending CLE Approval
2 General

Texas

Approved for CLE Credits
2 General

Utah

Pending CLE Approval
2 General

Virginia

Not Eligible
2 General Hours

Vermont

Approved for CLE Credits
2 General

Washington

Approved via Attorney Submission
2 Law & Legal Hours

Receive CLE credit in Washington via attorney submission.
Wisconsin

Pending CLE Approval
2.4 General

West Virginia

Pending CLE Approval
2.4 General

Wyoming

Pending CLE Approval
2 General

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