Louis J. Manetti | Locke Lord LLP

Louis Manetti is part of the Financial Services Litigation Practice Group. He counsels banks, lenders and services in complex litigation and financial regulation matters.

Louis has extensive experience with federal consumer protection statutes, such as the Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Truth in Lending Act (TILA), Telephone Consumer Protection Act (TCPA) and Fair Debt Collection Practices Act (FDCPA). He also litigates issues involving state statutes, such as the Illinois Biometric Information Privacy Act (BIPA) and Illinois Mortgage Foreclosure Law (IMFL) as well as state consumer fraud and deceptive business practices statutes. He defends class actions in this area of law.

Additionally, Louis advises clients about new small-business lending regulations, including the Final Rule that the CFPB issued under section 1071 of the Dodd- Frank Act.

Louis is also a seasoned appellate advocate, having written several dozen appellate briefs, and having orally argued before the Illinois Supreme Court, U.S. Court of Appeals for the Seventh Circuit, and First, Second, Third, Fourth and Fifth Districts of the Illinois Appellate Court.

I. The regulation’s new approach to communications generally, including the concept of the limited content message | 12:00pm – 12:30pm

II. The regulation’s approach to modern technology such as email and text messages | 12:30pm – 1:00pm

Break | 1:00pm – 1:10pm

III. A model debt validation letter for use by debt collectors | 1:10pm – 1:25pm

IV. A discussion of the cases that have been decided since the regulation was issued that make holdings about the regulation and alleged violations | 1:25pm – 1:40pm