Coverage for Additional Insureds Under Commercial General Liability Insurance Policies: The Law of Additional Insured Tenders

Danny M. Howell
Danny M. Howell | Howell & Rowlett PLLC

Danny Howell has been representing attorneys in professional liability suits, bar investigations and complaints, and disbarment actions before the federal courts and the United States Patent & Trademark Office, for 30 years. Danny also has an extensive insurance coverage practice in the areas of professional liability and commercial general liability insurance.

Live Video-Broadcast: May 22, 2025

1 hour CLE

Tuition: $395.00
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Program Summary

This program will cover how to prepare an effective letter tendering defense and indemnity of an additional insured under an indemnity agreement; the requirements that must be met by an additional insured under the most common policy endorsements; and contractual language that can invalidate indemnity clauses.

Key topics to be discussed:

  • Requirements for Additional Insured Coverage Under Blanket AI Endorsements and Scheduled Endorsements
  • Enforceability of Indemnity Clauses in Construction Contracts Under State Anti-Indemnity Statutes
  • Applicability of Policy Conditions and Exclusions to Additional Insureds
  • Effectiveness of Certificates of Insurance in Establishing Additional Insured Status
  • Effectiveness of AI Tenders When Underlying Complaint Contains No Allegations Against Indemnitor

Date / Time: May 22, 2025

  • 2:00 pm – 3:00 pm Eastern
  • 1:00 pm – 2:00 pm Central
  • 12:00 pm – 1:00 pm Mountain
  • 11:00 am – 12:00 pm Pacific

Closed-captioning available

Speakers

Danny-M.-Howell_Law-Offices-of-Danny-M.-Howell,-PLLC_myLawCLEDanny M. Howell | Howell & Rowlett PLLC

Danny Howell has been representing attorneys in professional liability suits, bar investigations and complaints, and disbarment actions before the federal courts and the United States Patent & Trademark Office, for 30 years. Danny also has an extensive insurance coverage practice in the areas of professional liability and commercial general liability insurance. He has lectured and published extensively on legal ethics and insurance topics.

Danny is admitted to practice and has practiced extensively in the state courts in Virginia, Maryland, and the District of Columbia, the United States Courts of Appeals for the Fourth, Sixth, and Federal Circuits, the United States District Courts for the Eastern and Western Districts of Virginia, the District of Columbia, and Maryland, and the United States Bankruptcy Court for the Eastern District of Virginia. He has also appeared pro hac vice in federal court cases in the United States District Courts for the Eastern and Western Districts of New York and the District of Minnesota.

From 2003 through 2016, Danny was a partner with the McLean, Virginia office of Richmond-based Sands Anderson, P.C. He joined Sands as part of its 2003 merger with Schraub Howell & Company, Chartered, where he served as managing partner. In 2016 Danny opened the Law Offices of Danny M. Howell, PLLC, a five-attorney litigation boutique in McLean, Virginia.

Danny carries an AV® Peer Review Rating by Martindale-Hubbell. He was a 2007 Fellow of the National Institute for Teaching Ethics and Professionalism and has served as an Adjunct Professor with the University of Richmond’s.Danny carries an AV® Peer Review Rating by Martindale Hubbell. He was a 2007 Fellow of the National Institute for Teaching Ethics and Professionalism and has served as an Adjunct Professor with the University of Richmond’s.

Agenda

I. Requirements for Additional Insured Coverage Under Blanket AI Endorsements and Scheduled Endorsements | 2:00pm – 2:10pm

II. Enforceability of Indemnity Clauses in Construction Contracts Under State Anti-Indemnity Statutes | 2:10pm – 2:20pm

III. Applicability of Policy Conditions and Exclusions to Additional Insureds | 2:20pm – 2:35pm

IV. Effectiveness of Certificates of Insurance in Establishing Additional Insured Status | 2:35pm – 2:50pm

V. Effectiveness of AI Tenders When Underlying Complaint Contains No Allegations Against Indemnitor | 2:50pm – 3:00pm

Credits

Alaska

Approved for CLE Credits
1 General

Our programs are CLE-eligible through Alaska’s recognition of multi-jurisdictional reciprocity.
Alabama

Approved for CLE Credits
1 General

Arkansas

Approved for CLE Credits
1 General

Arizona

Approved for CLE Credits
1 General

California

Approved for CLE Credits
1 General

Colorado

Pending CLE Approval
1 General

Connecticut

Approved for CLE Credits
1 General

District of Columbia

No MCLE Required
1 CLE Hour(s)

Delaware

Pending CLE Approval
1 General

Florida

Approved via Attorney Submission
1 General

Receive CLE credit in Florida via attorney submission.
Georgia

Pending CLE Approval
1 General

Hawaii

Approved for CLE Credits
1.2 General

Iowa

Pending CLE Approval
1 General

Idaho

Pending CLE Approval
1 General

Illinois

Approved for CLE Credits
1 General

Indiana

Pending CLE Approval
1 General

Kansas

Pending CLE Approval
1 Substantive

Kentucky

Pending CLE Approval
1 General

Louisiana

Pending CLE Approval
1 General

Massachusetts

No MCLE Required
1 CLE Hour(s)

Maryland

No MCLE Required
1 CLE Hour(s)

Maine

Pending CLE Approval
1 General

Michigan

No MCLE Required
1 CLE Hour(s)

Minnesota

Pending CLE Approval
1 General

Missouri

Approved for CLE Credits
1.2 General

Mississippi

Pending CLE Approval
1 General

Montana

Pending CLE Approval
1 General

North Carolina

Pending CLE Approval
1 General

North Dakota

Approved for CLE Credits
1 General

Our programs are CLE-eligible through North Dakota’s recognition of multi-jurisdictional reciprocity. Section 1, Policy 1.14
Nebraska

Pending CLE Approval
1 General

myLawCLE reports attendance to Nebraska on each attorney’s behalf for all programs. Please do not self-report.
New Hampshire

Approved for CLE Credits
60 General

As of July 1, 2014, the NHMCLE Board no longer provides pre- or post-approval of courses. Attendees must self-determine whether a program is eligible for credit, and self-report their attendance online at www.nhbar.org, based on qualification provisions of Rule 53.
New Jersey

Approved for CLE Credits
1.2 General

Our programs are CLE-eligible through New Jersey’s recognition of multi-jurisdictional reciprocity, except for the courses required under BCLE Reg. 201:2
New Mexico

Approved for CLE Credits
1 General

Nevada

Approved for CLE Credits
1 General

New York

Approved for CLE Credits
1.2 General

Our programs are CLE-eligible through New York’s Approved Jurisdiction Group “B”.
Ohio

Pending CLE Approval
1 General

Oklahoma

Pending CLE Approval
1 General

Oregon

Pending CLE Approval
1 General

Pennsylvania

Approved for CLE Credits
1 General

Rhode Island

Pending CLE Approval
1 General

South Carolina

Pending CLE Approval
1 General

South Dakota

No MCLE Required
1 CLE Hour(s)

Tennessee

Approved for CLE Credits
1 General

Texas

Approved for CLE Credits
1 General

Utah

Pending CLE Approval
1 General

Virginia

Not Eligible
1 General Hours

Vermont

Approved for CLE Credits
1 General

Washington

Approved via Attorney Submission
1 Law & Legal

Receive CLE credit in Washignton via attorney submission.
Wisconsin

Pending CLE Approval
1 General

West Virginia

Pending CLE Approval
1.2 General

Wyoming

Pending CLE Approval
1 General

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