Strategic Negotiation with Insurance Adjusters: Outsmarting the System with Negotiation Psychology and Proven Settlement Strategy

Jorge R. Aviles
Jorge R. Aviles
Anderson Kill P.C

Jorge Aviles practice concentrates on complex insurance recovery disputes on behalf of policyholders, including coverage matters arising from cross-border risks and international transactions. He also counsels’ clients on risk management and insurance recovery strategy.

J. Wesley Hisaw
J. Wesley Hisaw
Holland and Hisaw

J. Wesley Hisaw practice focuses on personal injury, insurance litigation, and family law. He has negotiated and tried hundreds of cases across Mississippi and Tennessee and frequently presents CLE programs on negotiation strategy, insurance practice, and trial advocacy.

Live Video-Broadcast: December 10, 2025

2 hour CLE

Tuition: $195.00
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Program Summary

Session I - Types of Insurance Adjusters and How to Negotiate with Them – Jorge R. Aviles

This session explores the various roles insurance adjusters play in claims handling and offers practical strategies for negotiating effectively with each type. Attendees will gain insight into adjuster motivations, constraints, and tactics, and learn how to tailor their approach to maximize claim outcomes and successful resolutions.

Key topics to be discussed:

  • Types of insurance adjusters
  • Adjuster objectives and tactics
  • Negotiation strategies
  • Practical tips and examples

Session II - Positioning the Case for Maximum Settlement Value – J. Wesley Hisaw

This one-hour session goes beyond the basics of dealing with adjusters and dives into how to position a case for top-tier settlement value. Drawing on years of experience negotiating with insurers across Mississippi and Tennessee, attorney J. Wesley Hisaw breaks down the timing, documentation, and psychological triggers that drive adjuster decisions. Attendees will learn how to prepare demand packages that command attention, recognize when an adjuster’s authority is tapped out, and apply structured follow-up strategies that move a claim toward resolution without unnecessary litigation. This session focuses on how to think like an adjuster while negotiating like a trial lawyer.

Key topics to be discussed:

  • Positioning the case for maximum valuation
  • Psychological leverage and adjuster behavior
  • Timing, follow-up, and offer management
  • Documentation and presentation tactics that move the needle

This course is co-sponsored with myLawCLE.

Date / Time: December 10, 2025

  • 1:00 pm – 3:10 pm Eastern
  • 12:00 pm – 2:10 pm Central
  • 11:00 am – 1:10 pm Mountain
  • 10:00 am – 12:10 pm Pacific

Closed-captioning available

Speakers

Jorge R. Aviles | Anderson Kill P.C

Jorge Aviles is a shareholder in Anderson Kill’s Washington, D.C. office. His practice concentrates on complex insurance recovery disputes on behalf of policyholders, including coverage matters arising from cross-border risks and international transactions. He also counsels’ clients on risk management and insurance recovery strategy.

Jorge has helped clients secure millions in insurance coverage following high-staking claims involving a wide variety of losses. He represents commercial and governmental policyholders in all types of sophisticated insurance matters throughout all stages of the insurance process, from pre-purchase policy analysis and review through litigation and settlement of contested claims. He has briefed and handled claims involving trade credit, CGL, D&O, E&O, property, and cyber policies, among many others. Through mediations and arbitrations—including in international forums— and trials, Jorge has assisted in the recovery of millions of dollars in insurance proceeds for clients.

Jorge has been recognized as a Best Lawyer for Insurance Law and as a Breakout Award Winner by Business Insurance. He is also a Fellow of the Leadership Council on Legal Diversity and a graduate of the DC Bar John Payton Leadership Academy.

Jorge also regularly publishes on insurance topics and lectures on insurance coverage issues.

Jorge is fluent in Spanish and conversational in Portuguese.

 

J. Wesley Hisaw | Holland and Hisaw

J. Wesley Hisaw is a partner with Holland & Hisaw in Horn Lake, Mississippi, where his practice focuses on personal injury, insurance litigation, and family law. He has negotiated and tried hundreds of cases across Mississippi and Tennessee and frequently presents CLE programs on negotiation strategy, insurance practice, and trial advocacy. Known for his pragmatic and psychologically grounded approach to negotiation, Wesley teaches attorneys how to anticipate adjuster behavior, frame their cases for value, and close settlements that reflect the true strength of the claim.

Agenda

Session I – Types of Insurance Adjusters and How to Negotiate with Them | 1:00pm – 2:00pm

  • Types of insurance adjusters
    • Company/Staff adjuster: Employed in-house by insurers
    • Independent adjuster: Hired contractors working for insurers on a case-by-case basis
    • Public adjuster: Hired by policyholders
    • Key distinctions in authority, incentives, and communication style
  • Adjuster objectives and tactics
    • Common strategies adjusters use for claim costs
    • How to identify and respond to negotiation tactics to achieve claim resolution
  • Negotiation strategies
    • Principles of effective negotiation: Preparation and documentation
    • Adjuster duties and conduct
    • Tailoring your approach based on adjuster type
  • Practical tips and examples
    • Common pitfalls and how to avoid them
    • Knowing when to involve counsel or escalate to litigation

Break | 2:00pm – 2:10pm

Session II – Positioning the Case for Maximum Settlement Value | 2:10pm – 3:10pm

  • Positioning the case for maximum valuation
    • How adjusters internally evaluate files: Reserves, documentation, and authority levels
    • Building a “valuation narrative” through medical summaries, visual evidence, and loss charts
    • Timing your demand to align with internal insurer review or reserve meetings
  • Psychological leverage and adjuster behavior
    • Recognizing behavioral cues that indicate flexibility or internal constraints
    • Language patterns that trigger defensive vs. cooperative responses
    • Using reciprocity, consistency, and anchoring principles in written and verbal offers
  • Timing, follow-up, and offer management
    • Structuring follow-ups to create movement without appearing desperate
    • How and when to escalate to a supervisor or litigation adjuster
    • Turning “lowball” offers into productive counter-anchors that set new negotiation baselines
  • Documentation and presentation tactics that move the needle
    • Crafting the perfect demand letter: Narrative, visuals, and valuation metrics
    • Leveraging pre-suit expert input to influence adjuster expectations
    • Using social proof and verdict data to justify your ask without overreaching

Credits

Alaska

Approved for CLE Credits
2 General

Our programs are CLE-eligible through Alaska’s recognition of multi-jurisdictional reciprocity.
Alabama

Pending CLE Approval
2 General

Arkansas

Approved for CLE Credits
2 General

Arizona

Approved for CLE Credits
2 General

California

Approved for CLE Credits
2 General

Colorado

Pending CLE Approval
2 General

Connecticut

Approved for CLE Credits
2 General

District of Columbia

No MCLE Required
2 CLE Hour(s)

Delaware

Pending CLE Approval
2 General

Florida

Approved via Attorney Submission
2.5 General Hours

Receive CLE credit in Florida via attorney submission.
Georgia

Pending CLE Approval
2 General

Hawaii

Approved for CLE Credits
2.4 General

Iowa

Pending CLE Approval
2 General

Idaho

Pending CLE Approval
2 General

Illinois

Pending CLE Approval
2 General

Indiana

Pending CLE Approval
2 General

Kansas

Pending CLE Approval
2 Substantive

Kentucky

Pending CLE Approval
2 General

Louisiana

Pending CLE Approval
2 General

Massachusetts

No MCLE Required
2 CLE Hour(s)

Maryland

No MCLE Required
2 CLE Hour(s)

Maine

Pending CLE Approval
2 General

Michigan

No MCLE Required
2 CLE Hour(s)

Minnesota

Pending CLE Approval
2 General

Missouri

Approved for CLE Credits
2.4 General

Mississippi

Pending CLE Approval
2 General

Montana

Pending CLE Approval
2 General

North Carolina

Pending CLE Approval
2 General

North Dakota

Approved for CLE Credits
2 General

Our programs are CLE-eligible through North Dakota’s recognition of multi-jurisdictional reciprocity. Section 1, Policy 1.14
Nebraska

Pending CLE Approval
2 General

myLawCLE reports attendance to Nebraska on each attorney’s behalf for all programs. Please do not self-report.
New Hampshire

Approved for CLE Credits
120 General minutes

As of July 1, 2014, the NHMCLE Board no longer provides pre- or post-approval of courses. Attendees must self-determine whether a program is eligible for credit, and self-report their attendance online at www.nhbar.org, based on qualification provisions of Rule 53.
New Jersey

Approved for CLE Credits
2.4 General

Our programs are CLE-eligible through New Jersey’s recognition of multi-jurisdictional reciprocity, except for the courses required under BCLE Reg. 201:2
New Mexico

Approved for CLE Credits
2 General

Nevada

Pending CLE Approval
2 General

New York

Approved for CLE Credits
2.4 General

Our programs are CLE-eligible through New York’s Approved Jurisdiction Group “B”.
Ohio

Pending CLE Approval
2 General

Oklahoma

Pending CLE Approval
2.5 General

Oregon

Pending CLE Approval
2 General

Pennsylvania

Approved for CLE Credits
2 General

Rhode Island

Pending CLE Approval
2.5 General

South Carolina

Pending CLE Approval
2 General

South Dakota

No MCLE Required
2 CLE Hour(s)

Tennessee

Pending CLE Approval
2 General

Texas

Approved for CLE Credits
2 General

Utah

Pending CLE Approval
2 General

Virginia

Not Eligible
2 General Hours

Vermont

Approved for CLE Credits
2 General

Washington

Approved via Attorney Submission
2 Law & Legal Hours

Receive CLE credit in Washington via attorney submission.
Wisconsin

Pending CLE Approval
2 General

West Virginia

Pending CLE Approval
2.4 General

Wyoming

Pending CLE Approval
2 General

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